Used Cars in Padiham — Bad Credit Guaranteed Car Finance

AA Approved · 12-Month Warranty · HP & PCP · Part-Exchange · HPI Clear

Looking for used cars in Padiham with simple monthly payments? We offer Bad Credit Guaranteed Car Finance, zero-deposit options, and same-day drive-away on many cars. Subject to status and affordability checks. Guarantor/Deposit may be required.

Choose from city-friendly hatchbacks, family SUVs and estates, economical hybrids/EVs, plus premium marques like BMW, Audi, Mercedes-Benz, Land Rover, Jaguar, Porsche, Tesla. Mainstream value from Ford, Vauxhall, VW, Nissan, Toyota, Kia, Hyundai, Peugeot, Renault, Skoda, SEAT — all HPI clear with a 12-month warranty.

Browse by car type

Hatchback SUV / 4x4 Estate Saloon Coupe Convertible MPV / People Carrier Electric & Hybrid Automatic Manual Petrol Diesel

Popular brands near Padiham

BMWAudiMercedes-BenzLand RoverJaguarPorscheTeslaLexusVolvoAlfa RomeoFordVauxhallVolkswagenNissanToyotaKiaHyundaiPeugeotRenaultSkodaSEATDacia
AA Approved Dealer – Kirkham Part Exchange Centre – Padiham Autoguard 12-Month Warranty – Included as standard – Padiham
From ‘No’ to ‘Go!’ Bad Credit Finance that Says YES. – Bad Credit Guaranteed Car Finance – (01772 971422)
AA Dealer    12-Month Warranty    HP & PCP Finance    Part-Exchange    Same-Day Collection

Featured stock

RENAULT CAPTUR 0.9 TCe ENERGY Iconic SUV 5dr Petrol Manual Euro 6 (s/s) (90 ps) NATIONWIDE PARTS & LABOUR WARRANTY IN...

RENAULT CAPTUR 0.9 TCe ENERGY Iconic SUV 5dr Petrol Manual Euro 6 (s/s) (90 ps) NATIONWIDE PARTS & LABOUR WARRANTY INCLUDED + 12 MONTHS AA BREAKDOWN FREE

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 MERCEDES-BENZ GLA 1.6 GLA200 Sport SUV 5dr Petrol Manual Euro 6 (s/s) (156 ps) NATIONWIDE PARTS & LABOUR WARRANTY INC...

MERCEDES-BENZ GLA 1.6 GLA200 Sport SUV 5dr Petrol Manual Euro 6 (s/s) (156 ps) NATIONWIDE PARTS & LABOUR WARRANTY INCLUDED + 12 MONTHS AA BREAKDOWN FREE

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 FORD FOCUS 1.0T EcoBoost ST-Line Hatchback 5dr Petrol Manual Euro 6 (s/s) (125 ps) ***DRIVE AWAY TODAY*** NATIONWIDE ...

FORD FOCUS 1.0T EcoBoost ST-Line Hatchback 5dr Petrol Manual Euro 6 (s/s) (125 ps) ***DRIVE AWAY TODAY*** NATIONWIDE PARTS & LABOUR WARRANTY INCLUDED + 12 MONTHS AA BREAKDOWN FREE

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 HYUNDAI SANTA FE 2.2 CRDi Blue Drive Premium SUV 5dr Diesel Manual 4WD Euro 6 (s/s) (7 Seat) (200 ps) NATIONWIDE PART...

HYUNDAI SANTA FE 2.2 CRDi Blue Drive Premium SUV 5dr Diesel Manual 4WD Euro 6 (s/s) (7 Seat) (200 ps) NATIONWIDE PARTS & LABOUR WARRANTY INCLUDED + 12 MONTHS AA BREAKDOWN FREE

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 MINI HATCH 2.0 Cooper S Hatchback 3dr Petrol Manual Euro 6 (s/s) (192 ps) NATIONWIDE PARTS & LABOUR WARRANTY INCLUDED...

MINI HATCH 2.0 Cooper S Hatchback 3dr Petrol Manual Euro 6 (s/s) (192 ps) NATIONWIDE PARTS & LABOUR WARRANTY INCLUDED + 12 MONTHS AA BREAKDOWN FREE

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 VAUXHALL MOKKA X 1.4i Turbo ecoTEC Elite Nav SUV 5dr Petrol Manual Euro 6 (s/s) (140 ps) NATIONWIDE PARTS & LABOUR WA...

VAUXHALL MOKKA X 1.4i Turbo ecoTEC Elite Nav SUV 5dr Petrol Manual Euro 6 (s/s) (140 ps) NATIONWIDE PARTS & LABOUR WARRANTY INCLUDED + 12 MONTHS AA BREAKDOWN FREE

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 Mercedes-Benz CLA 1.6 CLA180 AMG Line Coupe 4dr Petrol 7G-DCT Euro 6 (s/s) (122 ps) NATIONWIDE PARTS & LABOUR WARRANT...

Mercedes-Benz CLA 1.6 CLA180 AMG Line Coupe 4dr Petrol 7G-DCT Euro 6 (s/s) (122 ps) NATIONWIDE PARTS & LABOUR WARRANTY INCLUDED + 12 MONTHS AA BREAKDOWN FREE

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 VOLKSWAGEN T-ROC 1.0 TSI GPF S SUV 5dr Petrol Manual Euro 6 (s/s) (115 ps) ***DRIVE AWAY TODAY*** NATIONWIDE PARTS & ...

VOLKSWAGEN T-ROC 1.0 TSI GPF S SUV 5dr Petrol Manual Euro 6 (s/s) (115 ps) ***DRIVE AWAY TODAY*** NATIONWIDE PARTS & LABOUR WARRANTY INCLUDED + 12 MONTHS AA BREAKDOWN FREE

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 FORD KUGA 2.0 TDCi EcoBlue ST-Line SUV 5dr Diesel Manual Euro 6 (s/s) (150 ps) 3 YEAR NATIONWIDE PARTS & LABOUR WARRA...

FORD KUGA 2.0 TDCi EcoBlue ST-Line SUV 5dr Diesel Manual Euro 6 (s/s) (150 ps) 3 YEAR NATIONWIDE PARTS & LABOUR WARRANTY INCLUDED

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 BMW 3 Series 3.0 330d Luxury Touring 5dr Diesel Auto Euro 5 (258 ps) NATIONWIDE PARTS & LABOUR WARRANTY INCLUDED + 12...

BMW 3 Series 3.0 330d Luxury Touring 5dr Diesel Auto Euro 5 (258 ps) NATIONWIDE PARTS & LABOUR WARRANTY INCLUDED + 12 MONTHS AA BREAKDOWN FREE

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Used cars and finance – dealership exterior – Padiham

Approved Used Cars — HPI Clear, PX Welcome, Finance Options

All retail cars are HPI clear and include a 12-month warranty. We offer part-exchange (we can settle existing finance), zero-deposit where possible, and same-day drive-away on many vehicles. Premium stock from BMW, Audi, Mercedes-Benz, Land Rover and Jaguar, plus great value from Ford, Vauxhall, Volkswagen, Nissan, Toyota and more.

Apply online in minutes or call 01772 971422. We serve Padiham and nearby: Blackburn, Darwen, Accrington, Clitheroe, Burnley, Nelson, Colne, Whalley, Great Harwood, Kirkham.

Featured Vehicle Videos

2017 Nissan X-TRAIL 1.6 dCi N-Vision SUV 5dr Diesel Manual 4WD Euro 6 (s/s) (130 ps) – video thumbnail – Padiham
2017 Nissan X-TRAIL 1.6 dCi N-Vision SUV 5dr Diesel Manual 4WD Euro 6 (s/s) (130 ps)
2014 AUDI A5 2.0 TDI Black Edition Coupe 2dr Diesel S Tronic quattro Euro 5 (s/s) (177 ps) – video thumbnail – Padiham
2014 AUDI A5 2.0 TDI Black Edition Coupe 2dr Diesel S Tronic quattro Euro 5 (s/s) (177 ps)
2021 Fiat 500X 1.0 FireFly Turbo Hey Google SUV 5dr Petrol Manual Euro 6 (s/s) (120 bhp) – video thumbnail – Padiham
2021 Fiat 500X 1.0 FireFly Turbo Hey Google SUV 5dr Petrol Manual Euro 6 (s/s) (120 bhp)
2018 Vauxhall CROSSLAND X 1.2 Elite SUV 5dr Petrol Manual Euro 6 (81 ps) ULEZ – video thumbnail – Padiham
2018 Vauxhall CROSSLAND X 1.2 Elite SUV 5dr Petrol Manual Euro 6 (81 ps) ULEZ
👁️ Page Views: 49

Also popular near Padiham: Blackburn · Darwen · Accrington · Clitheroe · Burnley · Nelson · Colne · Whalley · Great Harwood · Kirkham

Bad Credit Finance — FAQs

Can I get car finance with bad credit in Padiham?
Yes — we specialise in Bad Credit Guaranteed Car Finance for drivers in Padiham. We work with a panel of lenders that accept a wide range of credit histories. Subject to status and affordability checks. Guarantor/Deposit may be required.
Do you offer HP and PCP?
Yes — both Hire Purchase (HP) and Personal Contract Purchase (PCP). HP suits straightforward ownership; PCP keeps monthly payments lower.
Can I get zero-deposit car finance?
Often, yes — subject to status. A deposit can reduce monthly payments but isn’t always required.
Are your cars HPI clear?
Yes — retail cars are HPI clear. We can show the report on request.
Do you take part-exchange?
Yes — we can settle outstanding finance and use equity towards your deposit.
How quickly can I collect?
Same day or next working day once documents are signed and funds are released.