Straight answers in plain English. Whether you’re comparing HP vs PCP, exploring bad-credit car finance, or checking what documents you need, this page covers the lot. If you don’t see your question below, ring 01772 971422 or message the team.
Contact us or use the website to place a small refundable holding payment. We’ll confirm the reservation and arrange next steps.
Yes. Bring your full UK driving licence and we’ll book a slot. We can also provide a tailored route if you want to test motorway or town driving.
Yes. Retail cars include a 12-month warranty as standard, with options to extend cover. Ask for the policy booklet and upgrade choices.
Ask us for the full warranty booklet and upgrade options.
Absolutely. Give us the reg, mileage and condition notes for a fast valuation. We can settle existing finance and put any equity towards your next car.
HP spreads the full price over the term; you own the car after the last payment. PCP has lower monthly payments with an optional final payment (GFV) to keep the car. You can also return or part-exchange at the end, subject to mileage/condition.
Often within minutes during business hours. We work with a panel of lenders; we’ll guide you to the most suitable option and confirm any documents required.
Start a finance application or call 01772 971422 for help choosing between HP and PCP.
Not always. We have low or zero-deposit options (subject to status and affordability). A deposit reduces monthly payments and total interest.
Rates vary by lender and profile. We’ll present your best available rate and total amount payable up front before you sign.
Yes. Many lenders consider previous blips, thin files or recovering credit. We’ll submit a smart application to suitable lenders to maximise approval odds.
Start a finance application or call 01772 971422 for help choosing between HP and PCP.
Definitely. We’ll explain HP vs PCP, affordability and documents in plain English, and help you pick a sensible car and term.
It’s possible. Some lenders will consider employment stability and affordability in place of an extensive credit record.
Usually a full UK driving licence, last 3 months’ address history, employment details and income evidence (e.g. payslips or bank statements). Lenders may request additional proof.
Apply on our site in a few minutes. We’ll submit to suitable lenders, update you on the decision, and complete paperwork digitally where possible.
Yes in most cases. Your lender can provide a settlement figure. Early settlement can reduce overall interest.
Start a finance application or call 01772 971422 for help choosing between HP and PCP.
Yes. We can arrange nationwide delivery (charged at cost) or secure a collection slot. We’ll prepare the car and paperwork so the handover is smooth.
Distance purchases and finance agreements may include cooling-off rights (time limits/conditions apply). Contact us promptly and we’ll explain your options.
Start with our team for quick support. Warranty claims follow the policy process. We’re here to help throughout ownership.