Used Cars in Kirkham — Bad Credit Guaranteed Car Finance

AA Approved · 12-Month Warranty · HP & PCP · Part-Exchange · HPI Clear

Looking for used cars in Kirkham with simple monthly payments? We offer Bad Credit Guaranteed Car Finance, zero-deposit options, and same-day drive-away on many cars. Subject to status and affordability checks. Guarantor/Deposit may be required.

Choose from city-friendly hatchbacks, family SUVs and estates, economical hybrids/EVs, plus premium marques like BMW, Audi, Mercedes-Benz, Land Rover, Jaguar, Porsche, Tesla. Mainstream value from Ford, Vauxhall, VW, Nissan, Toyota, Kia, Hyundai, Peugeot, Renault, Skoda, SEAT — all HPI clear with a 12-month warranty.

Browse by car type

Hatchback SUV / 4x4 Estate Saloon Coupe Convertible MPV / People Carrier Electric & Hybrid Automatic Manual Petrol Diesel

Popular brands near Kirkham

BMWAudiMercedes-BenzLand RoverJaguarPorscheTeslaLexusVolvoAlfa RomeoFordVauxhallVolkswagenNissanToyotaKiaHyundaiPeugeotRenaultSkodaSEATDacia
AA Approved Dealer – Kirkham Part Exchange Centre – Kirkham Autoguard 12-Month Warranty – Included as standard – Kirkham
Got Rejections? You're Not Alone! Low Rates, No Judgement. – Bad Credit Guaranteed Car Finance – (01772 971422)
AA Dealer    12-Month Warranty    HP & PCP Finance    Part-Exchange    Same-Day Collection

Featured stock

AUDI A3 1.0 TFSI 30 SE Technik Sportback 5dr Petrol Manual Euro 6 (s/s) (116 ps) NATIONWIDE PARTS & LABOUR WARRANTY I...

AUDI A3 1.0 TFSI 30 SE Technik Sportback 5dr Petrol Manual Euro 6 (s/s) (116 ps) NATIONWIDE PARTS & LABOUR WARRANTY INCLUDED + 12 MONTHS AA BREAKDOWN FREE

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 FIAT 500X 1.0 FireFly Turbo MultiAir Cross Plus SUV 5dr Petrol Manual Euro 6 (s/s) (120 ps) NATIONWIDE PARTS & LABOUR...

FIAT 500X 1.0 FireFly Turbo MultiAir Cross Plus SUV 5dr Petrol Manual Euro 6 (s/s) (120 ps) NATIONWIDE PARTS & LABOUR WARRANTY INCLUDED + 12 MONTHS AA BREAKDOWN FREE

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 VOLKSWAGEN TIGUAN 2.0 TDI BlueMotion Tech R-Line Edition SUV 5dr Diesel Manual 4WD Euro 6 (s/s) (150 ps) NATIONWIDE P...

VOLKSWAGEN TIGUAN 2.0 TDI BlueMotion Tech R-Line Edition SUV 5dr Diesel Manual 4WD Euro 6 (s/s) (150 ps) NATIONWIDE PARTS & LABOUR WARRANTY INCLUDED

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 MERCEDES-BENZ CLS CLASS 3.0 CLS350 CDI V6 AMG Sport Coupe 4dr Diesel G-Tronic+ Euro 5 (s/s) (265 ps) NATIONWIDE PARTS...

MERCEDES-BENZ CLS CLASS 3.0 CLS350 CDI V6 AMG Sport Coupe 4dr Diesel G-Tronic+ Euro 5 (s/s) (265 ps) NATIONWIDE PARTS & LABOUR WARRANTY INCLUDED + 12 MONTHS AA BREAKDOWN FREE

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 BMW 6 Series Gran Coupe 3.0 640d M Sport Saloon 4dr Diesel Auto Euro 5 (s/s) (313 ps) NATIONWIDE PARTS & LABOUR WARRA...

BMW 6 Series Gran Coupe 3.0 640d M Sport Saloon 4dr Diesel Auto Euro 5 (s/s) (313 ps) NATIONWIDE PARTS & LABOUR WARRANTY INCLUDED + 12 MONTHS AA BREAKDOWN FREE

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 NISSAN QASHQAI 1.5 dCi Tekna SUV 5dr Diesel Manual 2WD Euro 5 (s/s) (110 ps) NATIONWIDE PARTS & LABOUR WARRANTY INCLU...

NISSAN QASHQAI 1.5 dCi Tekna SUV 5dr Diesel Manual 2WD Euro 5 (s/s) (110 ps) NATIONWIDE PARTS & LABOUR WARRANTY INCLUDED + 12 MONTHS AA BREAKDOWN FREE

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 LAND ROVER RANGE ROVER EVOQUE 2.2 SD4 Dynamic SUV 5dr Diesel Manual 4WD Euro 5 (s/s) (190 ps) 3 YEAR NATIONWIDE PARTS...

LAND ROVER RANGE ROVER EVOQUE 2.2 SD4 Dynamic SUV 5dr Diesel Manual 4WD Euro 5 (s/s) (190 ps) 3 YEAR NATIONWIDE PARTS & LABOUR WARRANTY INCLUDED

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 VAUXHALL ZAFIRA TOURER 1.4i Turbo SRi Nav MPV 5dr Petrol Auto Euro 6 (140 ps) ***DRIVE AWAY TODAY*** NATIONWIDE PARTS...

VAUXHALL ZAFIRA TOURER 1.4i Turbo SRi Nav MPV 5dr Petrol Auto Euro 6 (140 ps) ***DRIVE AWAY TODAY*** NATIONWIDE PARTS & LABOUR WARRANTY INCLUDED + 12 MONTHS AA BREAKDOWN FREE

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 SSANGYONG TIVOLI 1.6 e-XDi EX SUV 5dr Diesel Manual Euro 6 (s/s) (115 ps) NATIONWIDE PARTS & LABOUR WARRANTY INCLUDED...

SSANGYONG TIVOLI 1.6 e-XDi EX SUV 5dr Diesel Manual Euro 6 (s/s) (115 ps) NATIONWIDE PARTS & LABOUR WARRANTY INCLUDED + 12 MONTHS AA BREAKDOWN FREE

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 MERCEDES-BENZ A-CLASS 1.5 A180d Sport (Premium) Hatchback 5dr Diesel 7G-DCT Euro 6 (s/s) (109 ps) NATIONWIDE PARTS & ...

MERCEDES-BENZ A-CLASS 1.5 A180d Sport (Premium) Hatchback 5dr Diesel 7G-DCT Euro 6 (s/s) (109 ps) NATIONWIDE PARTS & LABOUR WARRANTY INCLUDED + 12 MONTHS AA BREAKDOWN FREE

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Used cars and finance – dealership exterior – Kirkham

Approved Used Cars — HPI Clear, PX Welcome, Finance Options

All retail cars are HPI clear and include a 12-month warranty. We offer part-exchange (we can settle existing finance), zero-deposit where possible, and same-day drive-away on many vehicles. Premium stock from BMW, Audi, Mercedes-Benz, Land Rover and Jaguar, plus great value from Ford, Vauxhall, Volkswagen, Nissan, Toyota and more.

Apply online in minutes or call 01772 971422. We serve Kirkham and nearby: Preston, Blackpool, Lytham St Annes, Poulton-le-Fylde, Thornton-Cleveleys, Fleetwood, Garstang, Morecambe, Lancaster, Carnforth.

Featured Vehicle Videos

2015 BMW 3 SERIES 2.0 320d M Sport Touring 5dr Diesel Auto xDrive Euro 5 (s/s) (184 ps) – video thumbnail – Kirkham
2015 BMW 3 SERIES 2.0 320d M Sport Touring 5dr Diesel Auto xDrive Euro 5 (s/s) (184 ps)
Welcome to Kirkham Part Exchange Centre – video thumbnail – Kirkham
Welcome to Kirkham Part Exchange Centre
2021 Fiat 500X 1.0 FireFly Turbo Hey Google SUV 5dr Petrol Manual Euro 6 (s/s) (120 bhp) – video thumbnail – Kirkham
2021 Fiat 500X 1.0 FireFly Turbo Hey Google SUV 5dr Petrol Manual Euro 6 (s/s) (120 bhp)
2014 Renault GRAND SCENIC 1.5 dCi ENERGY Dynamique TomTom MPV 5dr Diesel Manual Euro 5 (s/s) 110 ps – video thumbnail...
2014 Renault GRAND SCENIC 1.5 dCi ENERGY Dynamique TomTom MPV 5dr Diesel Manual Euro 5 (s/s) 110 ps
👁️ Page Views: 33

Also popular near Kirkham: Preston · Blackpool · Lytham St Annes · Poulton-le-Fylde · Thornton-Cleveleys · Fleetwood · Garstang · Morecambe · Lancaster · Carnforth

Bad Credit Finance — FAQs

Can I get car finance with bad credit in Kirkham?
Yes — we specialise in Bad Credit Guaranteed Car Finance for drivers in Kirkham. We work with a panel of lenders that accept a wide range of credit histories. Subject to status and affordability checks. Guarantor/Deposit may be required.
Do you offer HP and PCP?
Yes — both Hire Purchase (HP) and Personal Contract Purchase (PCP). HP suits straightforward ownership; PCP keeps monthly payments lower.
Can I get zero-deposit car finance?
Often, yes — subject to status. A deposit can reduce monthly payments but isn’t always required.
Are your cars HPI clear?
Yes — retail cars are HPI clear. We can show the report on request.
Do you take part-exchange?
Yes — we can settle outstanding finance and use equity towards your deposit.
How quickly can I collect?
Same day or next working day once documents are signed and funds are released.