Used Cars in Lytham St Annes — Bad Credit Guaranteed Car Finance

AA Approved · 12-Month Warranty · HP & PCP · Part-Exchange · HPI Clear

Looking for used cars in Lytham St Annes with simple monthly payments? We offer Bad Credit Guaranteed Car Finance, zero-deposit options, and same-day drive-away on many cars. Subject to status and affordability checks. Guarantor/Deposit may be required.

Choose from city-friendly hatchbacks, family SUVs and estates, economical hybrids/EVs, plus premium marques like BMW, Audi, Mercedes-Benz, Land Rover, Jaguar, Porsche, Tesla. Mainstream value from Ford, Vauxhall, VW, Nissan, Toyota, Kia, Hyundai, Peugeot, Renault, Skoda, SEAT — all HPI clear with a 12-month warranty.

Browse by car type

Hatchback SUV / 4x4 Estate Saloon Coupe Convertible MPV / People Carrier Electric & Hybrid Automatic Manual Petrol Diesel

Popular brands near Lytham St Annes

BMWAudiMercedes-BenzLand RoverJaguarPorscheTeslaLexusVolvoAlfa RomeoFordVauxhallVolkswagenNissanToyotaKiaHyundaiPeugeotRenaultSkodaSEATDacia
AA Approved Dealer – Kirkham Part Exchange Centre – Lytham St Annes Autoguard 12-Month Warranty – Included as standard – Lytham St Annes
Judgement-Free Car Finance – You’re More Than a Number. – Bad Credit Guaranteed Car Finance – (01772 971422)
AA Dealer    12-Month Warranty    HP & PCP Finance    Part-Exchange    Same-Day Collection

Featured stock

VAUXHALL ZAFIRA TOURER 1.4i Turbo SRi Nav MPV 5dr Petrol Auto Euro 6 (140 ps) ***DRIVE AWAY TODAY*** NATIONWIDE PARTS...

VAUXHALL ZAFIRA TOURER 1.4i Turbo SRi Nav MPV 5dr Petrol Auto Euro 6 (140 ps) ***DRIVE AWAY TODAY*** NATIONWIDE PARTS & LABOUR WARRANTY INCLUDED + 12 MONTHS AA BREAKDOWN FREE

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 Mercedes-Benz CLA 1.6 CLA180 AMG Line Coupe 4dr Petrol 7G-DCT Euro 6 (s/s) (122 ps) NATIONWIDE PARTS & LABOUR WARRANT...

Mercedes-Benz CLA 1.6 CLA180 AMG Line Coupe 4dr Petrol 7G-DCT Euro 6 (s/s) (122 ps) NATIONWIDE PARTS & LABOUR WARRANTY INCLUDED + 12 MONTHS AA BREAKDOWN FREE

Click for Bad Credit Guaranteed Car Finance & From ‘No’ to ‘Go!’ Bad Credit Finance that Says YES.

 NISSAN QASHQAI 1.5 dCi Tekna SUV 5dr Diesel Manual 2WD Euro 5 (s/s) (110 ps) NATIONWIDE PARTS & LABOUR WARRANTY INCLU...

NISSAN QASHQAI 1.5 dCi Tekna SUV 5dr Diesel Manual 2WD Euro 5 (s/s) (110 ps) NATIONWIDE PARTS & LABOUR WARRANTY INCLUDED + 12 MONTHS AA BREAKDOWN FREE

Click for Bad Credit Guaranteed Car Finance & Your Credit's a Mess? You're Approved! Bad Credit Finance Made Easy.

 MINI HATCH 2.0 Cooper S Hatchback 3dr Petrol Manual Euro 6 (s/s) (192 ps) NATIONWIDE PARTS & LABOUR WARRANTY INCLUDED...

MINI HATCH 2.0 Cooper S Hatchback 3dr Petrol Manual Euro 6 (s/s) (192 ps) NATIONWIDE PARTS & LABOUR WARRANTY INCLUDED + 12 MONTHS AA BREAKDOWN FREE

Click for Bad Credit Guaranteed Car Finance & Your Credit's a Mess? You're Approved! Bad Credit Finance Made Easy.

 BMW 1 SERIES 1.5 116d SE Hatchback 5dr Diesel Auto Euro 6 (s/s) (116 ps) NATIONWIDE PARTS & LABOUR WARRANTY INCLUDED ...

BMW 1 SERIES 1.5 116d SE Hatchback 5dr Diesel Auto Euro 6 (s/s) (116 ps) NATIONWIDE PARTS & LABOUR WARRANTY INCLUDED + 12 MONTHS AA BREAKDOWN FREE

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 FORD KUGA 2.0 TDCi EcoBlue ST-Line SUV 5dr Diesel Manual Euro 6 (s/s) (150 ps) 3 YEAR NATIONWIDE PARTS & LABOUR WARRA...

FORD KUGA 2.0 TDCi EcoBlue ST-Line SUV 5dr Diesel Manual Euro 6 (s/s) (150 ps) 3 YEAR NATIONWIDE PARTS & LABOUR WARRANTY INCLUDED

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 AUDI A3 1.0 TFSI 30 SE Technik Sportback 5dr Petrol Manual Euro 6 (s/s) (116 ps) NATIONWIDE PARTS & LABOUR WARRANTY I...

AUDI A3 1.0 TFSI 30 SE Technik Sportback 5dr Petrol Manual Euro 6 (s/s) (116 ps) NATIONWIDE PARTS & LABOUR WARRANTY INCLUDED + 12 MONTHS AA BREAKDOWN FREE

Click for Bad Credit Guaranteed Car Finance & Turn Rejection into Redemption – Finance That Works for You.

 VOLKSWAGEN GOLF 1.4 TSI BlueMotion Tech Match Hatchback 5dr Petrol DSG Euro 5 (s/s) (122 ps) DRIVE AWAY TODAY NATIONW...

VOLKSWAGEN GOLF 1.4 TSI BlueMotion Tech Match Hatchback 5dr Petrol DSG Euro 5 (s/s) (122 ps) DRIVE AWAY TODAY NATIONWIDE PARTS & LABOUR WARRANTY INCLUDED + 12 MONTHS AA BREAKDOWN FREE

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 MINI CONVERTIBLE 1.5 Cooper Convertible 2dr Petrol Manual Euro 6 (s/s) (136 ps) NATIONWIDE PARTS & LABOUR WARRANTY IN...

MINI CONVERTIBLE 1.5 Cooper Convertible 2dr Petrol Manual Euro 6 (s/s) (136 ps) NATIONWIDE PARTS & LABOUR WARRANTY INCLUDED + 12 MONTHS AA BREAKDOWN FREE

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 NISSAN X-TRAIL 1.6 dCi N-Tec SUV 5dr Diesel Manual Euro 5 (s/s) (130 ps) NATIONWIDE PARTS & LABOUR WARRANTY INCLUDED ...

NISSAN X-TRAIL 1.6 dCi N-Tec SUV 5dr Diesel Manual Euro 5 (s/s) (130 ps) NATIONWIDE PARTS & LABOUR WARRANTY INCLUDED + 12 MONTHS AA BREAKDOWN FREE

Click for Bad Credit Guaranteed Car Finance & From ‘No’ to ‘Go!’ Bad Credit Finance that Says YES.
Used cars and finance – dealership exterior – Lytham St Annes

Approved Used Cars — HPI Clear, PX Welcome, Finance Options

All retail cars are HPI clear and include a 12-month warranty. We offer part-exchange (we can settle existing finance), zero-deposit where possible, and same-day drive-away on many vehicles. Premium stock from BMW, Audi, Mercedes-Benz, Land Rover and Jaguar, plus great value from Ford, Vauxhall, Volkswagen, Nissan, Toyota and more.

Apply online in minutes or call 01772 971422. We serve Lytham St Annes and nearby: Kirkham, Preston, Blackpool, Poulton-le-Fylde, Thornton-Cleveleys, Fleetwood, Garstang, Morecambe, Lancaster, Carnforth.

Featured Vehicle Videos

2016 Citroen C1 1.2 PureTech Flair Edition Hatchback 5dr Petrol Manual Euro 6 82 ps DRIVE AWAY TODAY – video thumbnai...
2016 Citroen C1 1.2 PureTech Flair Edition Hatchback 5dr Petrol Manual Euro 6 82 ps DRIVE AWAY TODAY
Welcome to Kirkham Part Exchange Centre – video thumbnail – Lytham St Annes
Welcome to Kirkham Part Exchange Centre
2014 AUDI A5 2.0 TDI Black Edition Coupe 2dr Diesel S Tronic quattro Euro 5 (s/s) (177 ps) – video thumbnail – Lytham...
2014 AUDI A5 2.0 TDI Black Edition Coupe 2dr Diesel S Tronic quattro Euro 5 (s/s) (177 ps)
2016 MINI COUNTRYMAN 1.5 Cooper SUV 5dr Petrol Manual Euro 6 (s/s) (136 ps) ***DRIVE AWAY TODAY*** – video thumbnail ...
2016 MINI COUNTRYMAN 1.5 Cooper SUV 5dr Petrol Manual Euro 6 (s/s) (136 ps) ***DRIVE AWAY TODAY***
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Also popular near Lytham St Annes: Kirkham · Preston · Blackpool · Poulton-le-Fylde · Thornton-Cleveleys · Fleetwood · Garstang · Morecambe · Lancaster · Carnforth

Bad Credit Finance — FAQs

Can I get car finance with bad credit in Lytham St Annes?
Yes — we specialise in Bad Credit Guaranteed Car Finance for drivers in Lytham St Annes. We work with a panel of lenders that accept a wide range of credit histories. Subject to status and affordability checks. Guarantor/Deposit may be required.
Do you offer HP and PCP?
Yes — both Hire Purchase (HP) and Personal Contract Purchase (PCP). HP suits straightforward ownership; PCP keeps monthly payments lower.
Can I get zero-deposit car finance?
Often, yes — subject to status. A deposit can reduce monthly payments but isn’t always required.
Are your cars HPI clear?
Yes — retail cars are HPI clear. We can show the report on request.
Do you take part-exchange?
Yes — we can settle outstanding finance and use equity towards your deposit.
How quickly can I collect?
Same day or next working day once documents are signed and funds are released.