Used Cars in Oldham — Bad Credit Guaranteed Car Finance

Looking for used cars in Oldham with simple monthly payments? We offer Bad Credit Guaranteed Car Finance, zero-deposit options, and same-day drive-away on many cars. Subject to status and affordability checks. Guarantor/Deposit may be required.

Choose from city-friendly hatchbacks, family SUVs and estates, economical hybrids/EVs, plus premium marques like BMW, Audi, Mercedes-Benz, Land Rover, Jaguar, Porsche, Tesla. Mainstream value from Ford, Vauxhall, VW, Nissan, Toyota, Kia, Hyundai, Peugeot, Renault, Skoda, SEAT — all HPI clear with a 12-month warranty.

Browse by car type

Hatchback SUV / 4x4 Estate Saloon Coupe Convertible MPV / People Carrier Electric & Hybrid Automatic Manual Petrol Diesel

Popular brands near Oldham

BMW Audi Mercedes-Benz Land Rover Jaguar Porsche Tesla Lexus Volvo Alfa Romeo Ford Vauxhall Volkswagen Nissan Toyota Kia Hyundai Peugeot Renault Skoda SEAT Dacia

AA Dealer 12-Month Warranty HP & PCP Finance Part-Exchange Same-Day Collection

Featured stock

MERCEDES-BENZ A-CLASS 1.5 A180d Sport (Premium) Hatchback 5dr Diesel 7G-DCT Euro 6 (s/s) (109 ps) NATIONWIDE PARTS & LABOUR WARRANTY INCLUDED + 12 MONTHS AA BREAKDOWN FREE

Click for Bad Credit Guaranteed Car Finance & Declined Elsewhere? Drive Today! Everyone Gets a Chance.

FORD KUGA 2.0 TDCi EcoBlue ST-Line SUV 5dr Diesel Manual Euro 6 (s/s) (150 ps) 3 YEAR NATIONWIDE PARTS & LABOUR WARRANTY INCLUDED

Click for Bad Credit Guaranteed Car Finance & Turn Rejection into Redemption – Finance That Works for You.

VOLKSWAGEN GOLF 1.4 TSI BlueMotion Tech Match Hatchback 5dr Petrol DSG Euro 5 (s/s) (122 ps) DRIVE AWAY TODAY NATIONWIDE PARTS & LABOUR WARRANTY INCLUDED + 12 MONTHS AA BREAKDOWN FREE

Click for Bad Credit Guaranteed Car Finance & Turn Rejection into Redemption – Finance That Works for You.

VOLKSWAGEN TIGUAN 2.0 TDI BlueMotion Tech R-Line Edition SUV 5dr Diesel Manual 4WD Euro 6 (s/s) (150 ps) NATIONWIDE PARTS & LABOUR WARRANTY INCLUDED

Click for Bad Credit Guaranteed Car Finance & Got Rejections? We Finance Your Future! Flexible Options for All Credit Scores.

Mercedes-Benz CLA 1.6 CLA180 AMG Line Coupe 4dr Petrol 7G-DCT Euro 6 (s/s) (122 ps) NATIONWIDE PARTS & LABOUR WARRANTY INCLUDED + 12 MONTHS AA BREAKDOWN FREE

Click for Bad Credit Guaranteed Car Finance & Your Credit's a Mess? You're Approved! Bad Credit Finance Made Easy.

HYUNDAI SANTA FE 2.2 CRDi Blue Drive Premium SUV 5dr Diesel Manual 4WD Euro 6 (s/s) (7 Seat) (200 ps) NATIONWIDE PARTS & LABOUR WARRANTY INCLUDED + 12 MONTHS AA BREAKDOWN FREE

Click for Bad Credit Guaranteed Car Finance & Got Rejections? You're Not Alone! Low Rates, No Judgement.

SSANGYONG TIVOLI 1.6 e-XDi EX SUV 5dr Diesel Manual Euro 6 (s/s) (115 ps) NATIONWIDE PARTS & LABOUR WARRANTY INCLUDED + 12 MONTHS AA BREAKDOWN FREE

Click for Bad Credit Guaranteed Car Finance & No Credit? Bad Credit? Still Driving Away Today!

VOLKSWAGEN POLO 1.0 EVO SE Hatchback 5dr Petrol Manual Euro 6 (s/s) (80 ps) NATIONWIDE PARTS & LABOUR WARRANTY INCLUDED + 12 MONTHS AA BREAKDOWN FREE

Click for Bad Credit Guaranteed Car Finance & From ‘No’ to ‘Go!’ Bad Credit Finance that Says YES.

AUDI A3 1.0 TFSI 30 SE Technik Sportback 5dr Petrol Manual Euro 6 (s/s) (116 ps) NATIONWIDE PARTS & LABOUR WARRANTY INCLUDED + 12 MONTHS AA BREAKDOWN FREE

Click for Bad Credit Guaranteed Car Finance & No Credit? Bad Credit? Still Driving Away Today!

LAND ROVER RANGE ROVER EVOQUE 2.2 SD4 Dynamic SUV 5dr Diesel Manual 4WD Euro 5 (s/s) (190 ps) 3 YEAR NATIONWIDE PARTS & LABOUR WARRANTY INCLUDED

Click for Bad Credit Guaranteed Car Finance & Got Rejections? You're Not Alone! Low Rates, No Judgement.

Used cars and finance – dealership exterior – Oldham

Approved Used Cars — HPI Clear, PX Welcome, Finance Options

All retail cars are HPI clear and include a 12-month warranty. We offer part-exchange (we can settle existing finance), zero-deposit where possible, and same-day drive-away on many vehicles. Premium stock from BMW, Audi, Mercedes-Benz, Land Rover and Jaguar, plus great value from Ford, Vauxhall, Volkswagen, Nissan, Toyota and more.

Apply online in minutes or call 01772 971422. We serve Oldham and nearby: Wigan, Bolton, Bury, Rochdale, Stockport, Salford, Manchester, Blackburn, Darwen, Accrington.

Featured Vehicle Videos

2017 Nissan X-TRAIL 1.6 dCi N-Vision SUV 5dr Diesel Manual 4WD Euro 6 (s/s) (130 ps)

2021 Fiat 500X 1.0 FireFly Turbo Hey Google SUV 5dr Petrol Manual Euro 6 (s/s) (120 bhp)

2014 AUDI A5 2.0 TDI Black Edition Coupe 2dr Diesel S Tronic quattro Euro 5 (s/s) (177 ps)

2016 Citroen C1 1.2 PureTech Flair Edition Hatchback 5dr Petrol Manual Euro 6 82 ps DRIVE AWAY TODAY

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Also popular near Oldham: Wigan · Bolton · Bury · Rochdale · Stockport · Salford · Manchester · Blackburn · Darwen · Accrington

Bad Credit Finance — FAQs

Can I get car finance with bad credit in Oldham?

Yes — we specialise in Bad Credit Guaranteed Car Finance for drivers in Oldham. We work with a panel of lenders that accept a wide range of credit histories. Subject to status and affordability checks. Guarantor/Deposit may be required.

Do you offer HP and PCP?

Yes — both Hire Purchase (HP) and Personal Contract Purchase (PCP). HP suits straightforward ownership; PCP keeps monthly payments lower.

Can I get zero-deposit car finance?

Often, yes — subject to status. A deposit can reduce monthly payments but isn’t always required.

Are your cars HPI clear?

Yes — retail cars are HPI clear. We can show the report on request.

Do you take part-exchange?

Yes — we can settle outstanding finance and use equity towards your deposit.

How quickly can I collect?

Same day or next working day once documents are signed and funds are released.