Used Cars in Morecambe — Bad Credit Guaranteed Car Finance

Looking for used cars in Morecambe with simple monthly payments? We offer Bad Credit Guaranteed Car Finance, zero-deposit options, and same-day drive-away on many cars. Subject to status and affordability checks. Guarantor/Deposit may be required.

Choose from city-friendly hatchbacks, family SUVs and estates, economical hybrids/EVs, plus premium marques like BMW, Audi, Mercedes-Benz, Land Rover, Jaguar, Porsche, Tesla. Mainstream value from Ford, Vauxhall, VW, Nissan, Toyota, Kia, Hyundai, Peugeot, Renault, Skoda, SEAT — all HPI clear with a 12-month warranty.

Browse by car type

Hatchback SUV / 4x4 Estate Saloon Coupe Convertible MPV / People Carrier Electric & Hybrid Automatic Manual Petrol Diesel

Popular brands near Morecambe

BMW Audi Mercedes-Benz Land Rover Jaguar Porsche Tesla Lexus Volvo Alfa Romeo Ford Vauxhall Volkswagen Nissan Toyota Kia Hyundai Peugeot Renault Skoda SEAT Dacia

AA Dealer 12-Month Warranty HP & PCP Finance Part-Exchange Same-Day Collection

Featured stock

FORD KUGA 2.0 TDCi EcoBlue ST-Line SUV 5dr Diesel Manual Euro 6 (s/s) (150 ps) 3 YEAR NATIONWIDE PARTS & LABOUR WARRANTY INCLUDED

Click for Bad Credit Guaranteed Car Finance & Approved Finance Options for All Credit Types

NISSAN X-TRAIL 1.6 dCi N-Tec SUV 5dr Diesel Manual Euro 5 (s/s) (130 ps) NATIONWIDE PARTS & LABOUR WARRANTY INCLUDED + 12 MONTHS AA BREAKDOWN FREE

Click for Bad Credit Guaranteed Car Finance & Poor Credit History? Your Keys Are Waiting! Apply Today.

NISSAN QASHQAI 1.5 dCi Tekna SUV 5dr Diesel Manual 2WD Euro 5 (s/s) (110 ps) NATIONWIDE PARTS & LABOUR WARRANTY INCLUDED + 12 MONTHS AA BREAKDOWN FREE

Click for Bad Credit Guaranteed Car Finance & From ‘No’ to ‘Go!’ Bad Credit Finance that Says YES.

VOLKSWAGEN POLO 1.0 EVO SE Hatchback 5dr Petrol Manual Euro 6 (s/s) (80 ps) NATIONWIDE PARTS & LABOUR WARRANTY INCLUDED + 12 MONTHS AA BREAKDOWN FREE

Click for Bad Credit Guaranteed Car Finance & Poor Credit History? Your Keys Are Waiting! Apply Today.

Mercedes-Benz CLA 1.6 CLA180 AMG Line Coupe 4dr Petrol 7G-DCT Euro 6 (s/s) (122 ps) NATIONWIDE PARTS & LABOUR WARRANTY INCLUDED + 12 MONTHS AA BREAKDOWN FREE

Click for Bad Credit Guaranteed Car Finance & No Credit? Bad Credit? Still Driving Away Today!

FIAT 500X 1.0 FireFly Turbo MultiAir Cross Plus SUV 5dr Petrol Manual Euro 6 (s/s) (120 ps) NATIONWIDE PARTS & LABOUR WARRANTY INCLUDED + 12 MONTHS AA BREAKDOWN FREE

Click for Bad Credit Guaranteed Car Finance & Judgement-Free Car Finance – You’re More Than a Number.

VOLKSWAGEN GOLF 1.4 TSI BlueMotion Tech Match Hatchback 5dr Petrol DSG Euro 5 (s/s) (122 ps) DRIVE AWAY TODAY NATIONWIDE PARTS & LABOUR WARRANTY INCLUDED + 12 MONTHS AA BREAKDOWN FREE

Click for Bad Credit Guaranteed Car Finance & From ‘No’ to ‘Go!’ Bad Credit Finance that Says YES.

HYUNDAI I20 1.0 T-GDi Premium Nav Hatchback 5dr Petrol Manual Euro 6 (100 ps) DRIVE AWAY TODAY NATIONWIDE PARTS & LABOUR WARRANTY INCLUDED + 12 MONTHS AA BREAKDOWN FREE

Click for Bad Credit Guaranteed Car Finance & Declined Elsewhere? Drive Today! Everyone Gets a Chance.

VAUXHALL ZAFIRA TOURER 1.4i Turbo SRi Nav MPV 5dr Petrol Auto Euro 6 (140 ps) DRIVE AWAY TODAY NATIONWIDE PARTS & LABOUR WARRANTY INCLUDED + 12 MONTHS AA BREAKDOWN FREE

Click for Bad Credit Guaranteed Car Finance & Turn Rejection into Redemption – Finance That Works for You.

AUDI A5 2.0 TDI SE Coupe 2dr Diesel Manual Euro 5 (s/s) (177 ps) NATIONWIDE PARTS & LABOUR WARRANTY INCLUDED + 12 MONTHS AA BREAKDOWN FREE

Click for Bad Credit Guaranteed Car Finance & Rough Past, Smooth Ride – Used Car Finance Made Simple.

Used cars and finance – dealership exterior – Morecambe

Approved Used Cars — HPI Clear, PX Welcome, Finance Options

All retail cars are HPI clear and include a 12-month warranty. We offer part-exchange (we can settle existing finance), zero-deposit where possible, and same-day drive-away on many vehicles. Premium stock from BMW, Audi, Mercedes-Benz, Land Rover and Jaguar, plus great value from Ford, Vauxhall, Volkswagen, Nissan, Toyota and more.

Apply online in minutes or call 01772 971422. We serve Morecambe and nearby: Kirkham, Preston, Blackpool, Lytham St Annes, Poulton-le-Fylde, Thornton-Cleveleys, Fleetwood, Garstang, Lancaster, Carnforth.

Featured Vehicle Videos

2021 Fiat 500X 1.0 FireFly Turbo Hey Google SUV 5dr Petrol Manual Euro 6 (s/s) (120 bhp)

2015 BMW 3 SERIES 2.0 320d M Sport Touring 5dr Diesel Auto xDrive Euro 5 (s/s) (184 ps)

2014 AUDI A5 2.0 TDI Black Edition Coupe 2dr Diesel S Tronic quattro Euro 5 (s/s) (177 ps)

Welcome to Kirkham Part Exchange Centre

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Also popular near Morecambe: Kirkham · Preston · Blackpool · Lytham St Annes · Poulton-le-Fylde · Thornton-Cleveleys · Fleetwood · Garstang · Lancaster · Carnforth

Bad Credit Finance — FAQs

Can I get car finance with bad credit in Morecambe?

Yes — we specialise in Bad Credit Guaranteed Car Finance for drivers in Morecambe. We work with a panel of lenders that accept a wide range of credit histories. Subject to status and affordability checks. Guarantor/Deposit may be required.

Do you offer HP and PCP?

Yes — both Hire Purchase (HP) and Personal Contract Purchase (PCP). HP suits straightforward ownership; PCP keeps monthly payments lower.

Can I get zero-deposit car finance?

Often, yes — subject to status. A deposit can reduce monthly payments but isn’t always required.

Are your cars HPI clear?

Yes — retail cars are HPI clear. We can show the report on request.

Do you take part-exchange?

Yes — we can settle outstanding finance and use equity towards your deposit.

How quickly can I collect?

Same day or next working day once documents are signed and funds are released.