Used Cars in Galgate — Bad Credit Guaranteed Car Finance

AA Approved · 12-Month Warranty · HP & PCP · Part-Exchange · HPI Clear

Looking for used cars in Galgate with simple monthly payments? We offer Bad Credit Guaranteed Car Finance, zero-deposit options, and same-day drive-away on many cars. Subject to status and affordability checks. Guarantor/Deposit may be required.

Choose from city-friendly hatchbacks, family SUVs and estates, economical hybrids/EVs, plus premium marques like BMW, Audi, Mercedes-Benz, Land Rover, Jaguar, Porsche, Tesla. Mainstream value from Ford, Vauxhall, VW, Nissan, Toyota, Kia, Hyundai, Peugeot, Renault, Skoda, SEAT — all HPI clear with a 12-month warranty.

Browse by car type

Hatchback SUV / 4x4 Estate Saloon Coupe Convertible MPV / People Carrier Electric & Hybrid Automatic Manual Petrol Diesel

Popular brands near Galgate

BMWAudiMercedes-BenzLand RoverJaguarPorscheTeslaLexusVolvoAlfa RomeoFordVauxhallVolkswagenNissanToyotaKiaHyundaiPeugeotRenaultSkodaSEATDacia
AA Approved Dealer – Kirkham Part Exchange Centre – Galgate Autoguard 12-Month Warranty – Included as standard – Galgate
Declined Elsewhere? Drive Today! Everyone Gets a Chance. – Bad Credit Guaranteed Car Finance – (01772 971422)
AA Dealer    12-Month Warranty    HP & PCP Finance    Part-Exchange    Same-Day Collection

Featured stock

VOLKSWAGEN POLO 1.0 EVO SE Hatchback 5dr Petrol Manual Euro 6 (s/s) (80 ps) NATIONWIDE PARTS & LABOUR WARRANTY INCLUD...

VOLKSWAGEN POLO 1.0 EVO SE Hatchback 5dr Petrol Manual Euro 6 (s/s) (80 ps) NATIONWIDE PARTS & LABOUR WARRANTY INCLUDED + 12 MONTHS AA BREAKDOWN FREE

Click for Bad Credit Guaranteed Car Finance & From ‘No’ to ‘Go!’ Bad Credit Finance that Says YES.

 Mercedes-Benz CLA 1.6 CLA180 AMG Line Coupe 4dr Petrol 7G-DCT Euro 6 (s/s) (122 ps) NATIONWIDE PARTS & LABOUR WARRANT...

Mercedes-Benz CLA 1.6 CLA180 AMG Line Coupe 4dr Petrol 7G-DCT Euro 6 (s/s) (122 ps) NATIONWIDE PARTS & LABOUR WARRANTY INCLUDED + 12 MONTHS AA BREAKDOWN FREE

Click for Bad Credit Guaranteed Car Finance & Got Rejections? You're Not Alone! Low Rates, No Judgement.

 FORD FOCUS 1.0T EcoBoost ST-Line Hatchback 5dr Petrol Manual Euro 6 (s/s) (125 ps) ***DRIVE AWAY TODAY*** NATIONWIDE ...

FORD FOCUS 1.0T EcoBoost ST-Line Hatchback 5dr Petrol Manual Euro 6 (s/s) (125 ps) ***DRIVE AWAY TODAY*** NATIONWIDE PARTS & LABOUR WARRANTY INCLUDED + 12 MONTHS AA BREAKDOWN FREE

Click for Bad Credit Guaranteed Car Finance & Rough Past, Smooth Ride – Used Car Finance Made Simple.

 RENAULT CAPTUR 0.9 TCe ENERGY Iconic SUV 5dr Petrol Manual Euro 6 (s/s) (90 ps) NATIONWIDE PARTS & LABOUR WARRANTY IN...

RENAULT CAPTUR 0.9 TCe ENERGY Iconic SUV 5dr Petrol Manual Euro 6 (s/s) (90 ps) NATIONWIDE PARTS & LABOUR WARRANTY INCLUDED + 12 MONTHS AA BREAKDOWN FREE

Click for Bad Credit Guaranteed Car Finance & Rough Past, Smooth Ride – Used Car Finance Made Simple.

 AUDI A3 1.0 TFSI 30 SE Technik Sportback 5dr Petrol Manual Euro 6 (s/s) (116 ps) NATIONWIDE PARTS & LABOUR WARRANTY I...

AUDI A3 1.0 TFSI 30 SE Technik Sportback 5dr Petrol Manual Euro 6 (s/s) (116 ps) NATIONWIDE PARTS & LABOUR WARRANTY INCLUDED + 12 MONTHS AA BREAKDOWN FREE

Click for Bad Credit Guaranteed Car Finance & Poor Credit History? Your Keys Are Waiting! Apply Today.

 BMW 3 Series 3.0 330d Luxury Touring 5dr Diesel Auto Euro 5 (258 ps) NATIONWIDE PARTS & LABOUR WARRANTY INCLUDED + 12...

BMW 3 Series 3.0 330d Luxury Touring 5dr Diesel Auto Euro 5 (258 ps) NATIONWIDE PARTS & LABOUR WARRANTY INCLUDED + 12 MONTHS AA BREAKDOWN FREE

Click for Bad Credit Guaranteed Car Finance & Judgement-Free Car Finance – You’re More Than a Number.

 MINI COUNTRYMAN 1.5 Cooper SUV 5dr Petrol Manual ALL4 Euro 6 (s/s) (136 ps) NATIONWIDE PARTS & LABOUR WARRANTY INCLUD...

MINI COUNTRYMAN 1.5 Cooper SUV 5dr Petrol Manual ALL4 Euro 6 (s/s) (136 ps) NATIONWIDE PARTS & LABOUR WARRANTY INCLUDED + 12 MONTHS AA BREAKDOWN FREE

Click for Bad Credit Guaranteed Car Finance & Judgement-Free Car Finance – You’re More Than a Number.

 NISSAN X-TRAIL 1.6 dCi N-Tec SUV 5dr Diesel Manual Euro 5 (s/s) (130 ps) NATIONWIDE PARTS & LABOUR WARRANTY INCLUDED ...

NISSAN X-TRAIL 1.6 dCi N-Tec SUV 5dr Diesel Manual Euro 5 (s/s) (130 ps) NATIONWIDE PARTS & LABOUR WARRANTY INCLUDED + 12 MONTHS AA BREAKDOWN FREE

Click for Bad Credit Guaranteed Car Finance & Poor Credit History? Your Keys Are Waiting! Apply Today.

 VAUXHALL ZAFIRA TOURER 1.4i Turbo SRi Nav MPV 5dr Petrol Auto Euro 6 (140 ps) ***DRIVE AWAY TODAY*** NATIONWIDE PARTS...

VAUXHALL ZAFIRA TOURER 1.4i Turbo SRi Nav MPV 5dr Petrol Auto Euro 6 (140 ps) ***DRIVE AWAY TODAY*** NATIONWIDE PARTS & LABOUR WARRANTY INCLUDED + 12 MONTHS AA BREAKDOWN FREE

Click for Bad Credit Guaranteed Car Finance & Rough Past, Smooth Ride – Used Car Finance Made Simple.

 AUDI A5 2.0 TDI SE Coupe 2dr Diesel Manual Euro 5 (s/s) (177 ps) NATIONWIDE PARTS & LABOUR WARRANTY INCLUDED + 12 MON...

AUDI A5 2.0 TDI SE Coupe 2dr Diesel Manual Euro 5 (s/s) (177 ps) NATIONWIDE PARTS & LABOUR WARRANTY INCLUDED + 12 MONTHS AA BREAKDOWN FREE

Click for Bad Credit Guaranteed Car Finance & Turn Rejection into Redemption – Finance That Works for You.
Used cars and finance – dealership exterior – Galgate

Approved Used Cars — HPI Clear, PX Welcome, Finance Options

All retail cars are HPI clear and include a 12-month warranty. We offer part-exchange (we can settle existing finance), zero-deposit where possible, and same-day drive-away on many vehicles. Premium stock from BMW, Audi, Mercedes-Benz, Land Rover and Jaguar, plus great value from Ford, Vauxhall, Volkswagen, Nissan, Toyota and more.

Apply online in minutes or call 01772 971422. We serve Galgate.

Featured Vehicle Videos

2015 BMW 3 SERIES 2.0 320d M Sport Touring 5dr Diesel Auto xDrive Euro 5 (s/s) (184 ps) – video thumbnail – Galgate
2015 BMW 3 SERIES 2.0 320d M Sport Touring 5dr Diesel Auto xDrive Euro 5 (s/s) (184 ps)
Welcome to Kirkham Part Exchange Centre – video thumbnail – Galgate
Welcome to Kirkham Part Exchange Centre
2014 AUDI A5 2.0 TDI Black Edition Coupe 2dr Diesel S Tronic quattro Euro 5 (s/s) (177 ps) – video thumbnail – Galgate
2014 AUDI A5 2.0 TDI Black Edition Coupe 2dr Diesel S Tronic quattro Euro 5 (s/s) (177 ps)
2017 Nissan QASHQAI 1.6 dCi Tekna SUV 5dr Diesel XTRON 2WD Euro 6 (s/s) (130 ps) *DRIVE AWAY TODAY* – video thumbnail...
2017 Nissan QASHQAI 1.6 dCi Tekna SUV 5dr Diesel XTRON 2WD Euro 6 (s/s) (130 ps) *DRIVE AWAY TODAY*
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Bad Credit Finance — FAQs

Can I get car finance with bad credit in Galgate?
Yes — we specialise in Bad Credit Guaranteed Car Finance for drivers in Galgate. We work with a panel of lenders that accept a wide range of credit histories. Subject to status and affordability checks. Guarantor/Deposit may be required.
Do you offer HP and PCP?
Yes — both Hire Purchase (HP) and Personal Contract Purchase (PCP). HP suits straightforward ownership; PCP keeps monthly payments lower.
Can I get zero-deposit car finance?
Often, yes — subject to status. A deposit can reduce monthly payments but isn’t always required.
Are your cars HPI clear?
Yes — retail cars are HPI clear. We can show the report on request.
Do you take part-exchange?
Yes — we can settle outstanding finance and use equity towards your deposit.
How quickly can I collect?
Same day or next working day once documents are signed and funds are released.