Used Cars in Todmorden — Bad Credit Guaranteed Car Finance

AA Approved · 12-Month Warranty · HP & PCP · Part-Exchange · HPI Clear

Looking for used cars in Todmorden with simple monthly payments? We offer Bad Credit Guaranteed Car Finance, zero-deposit options, and same-day drive-away on many cars. Subject to status and affordability checks. Guarantor/Deposit may be required.

Choose from city-friendly hatchbacks, family SUVs and estates, economical hybrids/EVs, plus premium marques like BMW, Audi, Mercedes-Benz, Land Rover, Jaguar, Porsche, Tesla. Mainstream value from Ford, Vauxhall, VW, Nissan, Toyota, Kia, Hyundai, Peugeot, Renault, Skoda, SEAT — all HPI clear with a 12-month warranty.

Browse by car type

Hatchback SUV / 4x4 Estate Saloon Coupe Convertible MPV / People Carrier Electric & Hybrid Automatic Manual Petrol Diesel

Popular brands near Todmorden

BMWAudiMercedes-BenzLand RoverJaguarPorscheTeslaLexusVolvoAlfa RomeoFordVauxhallVolkswagenNissanToyotaKiaHyundaiPeugeotRenaultSkodaSEATDacia
AA Approved Dealer – Kirkham Part Exchange Centre – Todmorden Autoguard 12-Month Warranty – Included as standard – Todmorden
Rough Past, Smooth Ride – Used Car Finance Made Simple. – Bad Credit Guaranteed Car Finance – (01772 971422)
AA Dealer    12-Month Warranty    HP & PCP Finance    Part-Exchange    Same-Day Collection

Featured stock

VOLKSWAGEN POLO 1.0 EVO SE Hatchback 5dr Petrol Manual Euro 6 (s/s) (80 ps) NATIONWIDE PARTS & LABOUR WARRANTY INCLUD...

VOLKSWAGEN POLO 1.0 EVO SE Hatchback 5dr Petrol Manual Euro 6 (s/s) (80 ps) NATIONWIDE PARTS & LABOUR WARRANTY INCLUDED + 12 MONTHS AA BREAKDOWN FREE

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 FIAT 500X 1.0 FireFly Turbo MultiAir Cross Plus SUV 5dr Petrol Manual Euro 6 (s/s) (120 ps) NATIONWIDE PARTS & LABOUR...

FIAT 500X 1.0 FireFly Turbo MultiAir Cross Plus SUV 5dr Petrol Manual Euro 6 (s/s) (120 ps) NATIONWIDE PARTS & LABOUR WARRANTY INCLUDED + 12 MONTHS AA BREAKDOWN FREE

Click for Bad Credit Guaranteed Car Finance & Got Rejections? You're Not Alone! Low Rates, No Judgement.

 NISSAN X-TRAIL 1.6 dCi N-Tec SUV 5dr Diesel Manual Euro 5 (s/s) (130 ps) NATIONWIDE PARTS & LABOUR WARRANTY INCLUDED ...

NISSAN X-TRAIL 1.6 dCi N-Tec SUV 5dr Diesel Manual Euro 5 (s/s) (130 ps) NATIONWIDE PARTS & LABOUR WARRANTY INCLUDED + 12 MONTHS AA BREAKDOWN FREE

Click for Bad Credit Guaranteed Car Finance & Rough Past, Smooth Ride – Used Car Finance Made Simple.

 MERCEDES-BENZ CLS CLASS 3.0 CLS350 CDI V6 AMG Sport Coupe 4dr Diesel G-Tronic+ Euro 5 (s/s) (265 ps) NATIONWIDE PARTS...

MERCEDES-BENZ CLS CLASS 3.0 CLS350 CDI V6 AMG Sport Coupe 4dr Diesel G-Tronic+ Euro 5 (s/s) (265 ps) NATIONWIDE PARTS & LABOUR WARRANTY INCLUDED + 12 MONTHS AA BREAKDOWN FREE

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 BMW 3 Series 3.0 330d Luxury Touring 5dr Diesel Auto Euro 5 (258 ps) NATIONWIDE PARTS & LABOUR WARRANTY INCLUDED + 12...

BMW 3 Series 3.0 330d Luxury Touring 5dr Diesel Auto Euro 5 (258 ps) NATIONWIDE PARTS & LABOUR WARRANTY INCLUDED + 12 MONTHS AA BREAKDOWN FREE

Click for Bad Credit Guaranteed Car Finance & Got Rejections? We Finance Your Future! Flexible Options for All Credit Scores.

 NISSAN QASHQAI 1.5 dCi Tekna SUV 5dr Diesel Manual 2WD Euro 5 (s/s) (110 ps) NATIONWIDE PARTS & LABOUR WARRANTY INCLU...

NISSAN QASHQAI 1.5 dCi Tekna SUV 5dr Diesel Manual 2WD Euro 5 (s/s) (110 ps) NATIONWIDE PARTS & LABOUR WARRANTY INCLUDED + 12 MONTHS AA BREAKDOWN FREE

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 FORD KUGA 2.0 TDCi EcoBlue ST-Line SUV 5dr Diesel Manual Euro 6 (s/s) (150 ps) 3 YEAR NATIONWIDE PARTS & LABOUR WARRA...

FORD KUGA 2.0 TDCi EcoBlue ST-Line SUV 5dr Diesel Manual Euro 6 (s/s) (150 ps) 3 YEAR NATIONWIDE PARTS & LABOUR WARRANTY INCLUDED

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 VAUXHALL ZAFIRA TOURER 1.4i Turbo SRi Nav MPV 5dr Petrol Auto Euro 6 (140 ps) ***DRIVE AWAY TODAY*** NATIONWIDE PARTS...

VAUXHALL ZAFIRA TOURER 1.4i Turbo SRi Nav MPV 5dr Petrol Auto Euro 6 (140 ps) ***DRIVE AWAY TODAY*** NATIONWIDE PARTS & LABOUR WARRANTY INCLUDED + 12 MONTHS AA BREAKDOWN FREE

Click for Bad Credit Guaranteed Car Finance & Rough Past, Smooth Ride – Used Car Finance Made Simple.

 MERCEDES-BENZ GLA 1.6 GLA200 Sport SUV 5dr Petrol Manual Euro 6 (s/s) (156 ps) NATIONWIDE PARTS & LABOUR WARRANTY INC...

MERCEDES-BENZ GLA 1.6 GLA200 Sport SUV 5dr Petrol Manual Euro 6 (s/s) (156 ps) NATIONWIDE PARTS & LABOUR WARRANTY INCLUDED + 12 MONTHS AA BREAKDOWN FREE

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 VOLKSWAGEN TIGUAN 2.0 TDI BlueMotion Tech R-Line Edition SUV 5dr Diesel Manual 4WD Euro 6 (s/s) (150 ps) NATIONWIDE P...

VOLKSWAGEN TIGUAN 2.0 TDI BlueMotion Tech R-Line Edition SUV 5dr Diesel Manual 4WD Euro 6 (s/s) (150 ps) NATIONWIDE PARTS & LABOUR WARRANTY INCLUDED

Click for Bad Credit Guaranteed Car Finance & Got Rejections? You're Not Alone! Low Rates, No Judgement.
Used cars and finance – dealership exterior – Todmorden

Approved Used Cars — HPI Clear, PX Welcome, Finance Options

All retail cars are HPI clear and include a 12-month warranty. We offer part-exchange (we can settle existing finance), zero-deposit where possible, and same-day drive-away on many vehicles. Premium stock from BMW, Audi, Mercedes-Benz, Land Rover and Jaguar, plus great value from Ford, Vauxhall, Volkswagen, Nissan, Toyota and more.

Apply online in minutes or call 01772 971422. We serve Todmorden.

Featured Vehicle Videos

Welcome to Kirkham Part Exchange Centre – video thumbnail – Todmorden
Welcome to Kirkham Part Exchange Centre
2016 Volkswagen GOLF 2.0 TDI BlueMotion Tech GT Edition Hatchback 3dr Diesel Manual Euro 6 (s/s) 150 – video thumbnai...
2016 Volkswagen GOLF 2.0 TDI BlueMotion Tech GT Edition Hatchback 3dr Diesel Manual Euro 6 (s/s) 150
2021 Fiat 500X 1.0 FireFly Turbo Hey Google SUV 5dr Petrol Manual Euro 6 (s/s) (120 bhp) – video thumbnail – Todmorden
2021 Fiat 500X 1.0 FireFly Turbo Hey Google SUV 5dr Petrol Manual Euro 6 (s/s) (120 bhp)
2015 BMW 3 SERIES 2.0 320d M Sport Touring 5dr Diesel Auto xDrive Euro 5 (s/s) (184 ps) – video thumbnail – Todmorden
2015 BMW 3 SERIES 2.0 320d M Sport Touring 5dr Diesel Auto xDrive Euro 5 (s/s) (184 ps)
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Bad Credit Finance — FAQs

Can I get car finance with bad credit in Todmorden?
Yes — we specialise in Bad Credit Guaranteed Car Finance for drivers in Todmorden. We work with a panel of lenders that accept a wide range of credit histories. Subject to status and affordability checks. Guarantor/Deposit may be required.
Do you offer HP and PCP?
Yes — both Hire Purchase (HP) and Personal Contract Purchase (PCP). HP suits straightforward ownership; PCP keeps monthly payments lower.
Can I get zero-deposit car finance?
Often, yes — subject to status. A deposit can reduce monthly payments but isn’t always required.
Are your cars HPI clear?
Yes — retail cars are HPI clear. We can show the report on request.
Do you take part-exchange?
Yes — we can settle outstanding finance and use equity towards your deposit.
How quickly can I collect?
Same day or next working day once documents are signed and funds are released.