Used Cars in Settle — Bad Credit Guaranteed Car Finance

AA Approved · 12-Month Warranty · HP & PCP · Part-Exchange · HPI Clear

Looking for used cars in Settle with simple monthly payments? We offer Bad Credit Guaranteed Car Finance, zero-deposit options, and same-day drive-away on many cars. Subject to status and affordability checks. Guarantor/Deposit may be required.

Choose from city-friendly hatchbacks, family SUVs and estates, economical hybrids/EVs, plus premium marques like BMW, Audi, Mercedes-Benz, Land Rover, Jaguar, Porsche, Tesla. Mainstream value from Ford, Vauxhall, VW, Nissan, Toyota, Kia, Hyundai, Peugeot, Renault, Skoda, SEAT — all HPI clear with a 12-month warranty.

Browse by car type

Hatchback SUV / 4x4 Estate Saloon Coupe Convertible MPV / People Carrier Electric & Hybrid Automatic Manual Petrol Diesel

Popular brands near Settle

BMWAudiMercedes-BenzLand RoverJaguarPorscheTeslaLexusVolvoAlfa RomeoFordVauxhallVolkswagenNissanToyotaKiaHyundaiPeugeotRenaultSkodaSEATDacia
AA Approved Dealer – Kirkham Part Exchange Centre – Settle Autoguard 12-Month Warranty – Included as standard – Settle
Your Credit's a Mess? You're Approved! Bad Credit Finance Made Easy. – Bad Credit Guaranteed Car Finance – (01772 971422)
AA Dealer    12-Month Warranty    HP & PCP Finance    Part-Exchange    Same-Day Collection

Featured stock

FORD S-MAX 2.0 TDCi Titanium MPV 5dr Diesel Manual Euro 6 (s/s) (180 ps) NATIONWIDE PARTS & LABOUR WARRANTY INCLUDED ...

FORD S-MAX 2.0 TDCi Titanium MPV 5dr Diesel Manual Euro 6 (s/s) (180 ps) NATIONWIDE PARTS & LABOUR WARRANTY INCLUDED + 12 MONTHS AA BREAKDOWN FREE

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 MERCEDES-BENZ A-CLASS 1.5 A180d Sport (Premium) Hatchback 5dr Diesel 7G-DCT Euro 6 (s/s) (109 ps) NATIONWIDE PARTS & ...

MERCEDES-BENZ A-CLASS 1.5 A180d Sport (Premium) Hatchback 5dr Diesel 7G-DCT Euro 6 (s/s) (109 ps) NATIONWIDE PARTS & LABOUR WARRANTY INCLUDED + 12 MONTHS AA BREAKDOWN FREE

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 HYUNDAI SANTA FE 2.2 CRDi Blue Drive Premium SUV 5dr Diesel Manual 4WD Euro 6 (s/s) (7 Seat) (200 ps) NATIONWIDE PART...

HYUNDAI SANTA FE 2.2 CRDi Blue Drive Premium SUV 5dr Diesel Manual 4WD Euro 6 (s/s) (7 Seat) (200 ps) NATIONWIDE PARTS & LABOUR WARRANTY INCLUDED + 12 MONTHS AA BREAKDOWN FREE

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 FORD FOCUS 1.0T EcoBoost ST-Line Hatchback 5dr Petrol Manual Euro 6 (s/s) (125 ps) ***DRIVE AWAY TODAY*** NATIONWIDE ...

FORD FOCUS 1.0T EcoBoost ST-Line Hatchback 5dr Petrol Manual Euro 6 (s/s) (125 ps) ***DRIVE AWAY TODAY*** NATIONWIDE PARTS & LABOUR WARRANTY INCLUDED + 12 MONTHS AA BREAKDOWN FREE

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 VOLKSWAGEN GOLF 1.4 TSI BlueMotion Tech Match Hatchback 5dr Petrol DSG Euro 5 (s/s) (122 ps) DRIVE AWAY TODAY NATIONW...

VOLKSWAGEN GOLF 1.4 TSI BlueMotion Tech Match Hatchback 5dr Petrol DSG Euro 5 (s/s) (122 ps) DRIVE AWAY TODAY NATIONWIDE PARTS & LABOUR WARRANTY INCLUDED + 12 MONTHS AA BREAKDOWN FREE

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 BMW 6 Series Gran Coupe 3.0 640d M Sport Saloon 4dr Diesel Auto Euro 5 (s/s) (313 ps) NATIONWIDE PARTS & LABOUR WARRA...

BMW 6 Series Gran Coupe 3.0 640d M Sport Saloon 4dr Diesel Auto Euro 5 (s/s) (313 ps) NATIONWIDE PARTS & LABOUR WARRANTY INCLUDED + 12 MONTHS AA BREAKDOWN FREE

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 BMW 1 SERIES 1.5 116d SE Hatchback 5dr Diesel Auto Euro 6 (s/s) (116 ps) NATIONWIDE PARTS & LABOUR WARRANTY INCLUDED ...

BMW 1 SERIES 1.5 116d SE Hatchback 5dr Diesel Auto Euro 6 (s/s) (116 ps) NATIONWIDE PARTS & LABOUR WARRANTY INCLUDED + 12 MONTHS AA BREAKDOWN FREE

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 MINI CONVERTIBLE 1.5 Cooper Convertible 2dr Petrol Manual Euro 6 (s/s) (136 ps) NATIONWIDE PARTS & LABOUR WARRANTY IN...

MINI CONVERTIBLE 1.5 Cooper Convertible 2dr Petrol Manual Euro 6 (s/s) (136 ps) NATIONWIDE PARTS & LABOUR WARRANTY INCLUDED + 12 MONTHS AA BREAKDOWN FREE

Click for Bad Credit Guaranteed Car Finance & Declined Elsewhere? Drive Today! Everyone Gets a Chance.

 AUDI A5 2.0 TDI SE Coupe 2dr Diesel Manual Euro 5 (s/s) (177 ps) NATIONWIDE PARTS & LABOUR WARRANTY INCLUDED + 12 MON...

AUDI A5 2.0 TDI SE Coupe 2dr Diesel Manual Euro 5 (s/s) (177 ps) NATIONWIDE PARTS & LABOUR WARRANTY INCLUDED + 12 MONTHS AA BREAKDOWN FREE

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 BMW 3 Series 3.0 330d Luxury Touring 5dr Diesel Auto Euro 5 (258 ps) NATIONWIDE PARTS & LABOUR WARRANTY INCLUDED + 12...

BMW 3 Series 3.0 330d Luxury Touring 5dr Diesel Auto Euro 5 (258 ps) NATIONWIDE PARTS & LABOUR WARRANTY INCLUDED + 12 MONTHS AA BREAKDOWN FREE

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Used cars and finance – dealership exterior – Settle

Approved Used Cars — HPI Clear, PX Welcome, Finance Options

All retail cars are HPI clear and include a 12-month warranty. We offer part-exchange (we can settle existing finance), zero-deposit where possible, and same-day drive-away on many vehicles. Premium stock from BMW, Audi, Mercedes-Benz, Land Rover and Jaguar, plus great value from Ford, Vauxhall, Volkswagen, Nissan, Toyota and more.

Apply online in minutes or call 01772 971422. We serve Settle.

Featured Vehicle Videos

2021 Fiat 500X 1.0 FireFly Turbo Hey Google SUV 5dr Petrol Manual Euro 6 (s/s) (120 bhp) – video thumbnail – Settle
2021 Fiat 500X 1.0 FireFly Turbo Hey Google SUV 5dr Petrol Manual Euro 6 (s/s) (120 bhp)
2018 Mazda CX-5 2.2 SKYACTIV-D Sport Nav SUV 5dr Diesel Manual Euro 6 (150 ps) DRIVE AWAY TODAY – video thumbnail – S...
2018 Mazda CX-5 2.2 SKYACTIV-D Sport Nav SUV 5dr Diesel Manual Euro 6 (150 ps) DRIVE AWAY TODAY
2016 MINI COUNTRYMAN 1.5 Cooper SUV 5dr Petrol Manual Euro 6 (s/s) (136 ps) ***DRIVE AWAY TODAY*** – video thumbnail ...
2016 MINI COUNTRYMAN 1.5 Cooper SUV 5dr Petrol Manual Euro 6 (s/s) (136 ps) ***DRIVE AWAY TODAY***
2014 Renault GRAND SCENIC 1.5 dCi ENERGY Dynamique TomTom MPV 5dr Diesel Manual Euro 5 (s/s) 110 ps – video thumbnail...
2014 Renault GRAND SCENIC 1.5 dCi ENERGY Dynamique TomTom MPV 5dr Diesel Manual Euro 5 (s/s) 110 ps
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Bad Credit Finance — FAQs

Can I get car finance with bad credit in Settle?
Yes — we specialise in Bad Credit Guaranteed Car Finance for drivers in Settle. We work with a panel of lenders that accept a wide range of credit histories. Subject to status and affordability checks. Guarantor/Deposit may be required.
Do you offer HP and PCP?
Yes — both Hire Purchase (HP) and Personal Contract Purchase (PCP). HP suits straightforward ownership; PCP keeps monthly payments lower.
Can I get zero-deposit car finance?
Often, yes — subject to status. A deposit can reduce monthly payments but isn’t always required.
Are your cars HPI clear?
Yes — retail cars are HPI clear. We can show the report on request.
Do you take part-exchange?
Yes — we can settle outstanding finance and use equity towards your deposit.
How quickly can I collect?
Same day or next working day once documents are signed and funds are released.