Used Cars in Oswaldtwistle — Bad Credit Guaranteed Car Finance

AA Approved · 12-Month Warranty · HP & PCP · Part-Exchange · HPI Clear

Looking for used cars in Oswaldtwistle with simple monthly payments? We offer Bad Credit Guaranteed Car Finance, zero-deposit options, and same-day drive-away on many cars. Subject to status and affordability checks. Guarantor/Deposit may be required.

Choose from city-friendly hatchbacks, family SUVs and estates, economical hybrids/EVs, plus premium marques like BMW, Audi, Mercedes-Benz, Land Rover, Jaguar, Porsche, Tesla. Mainstream value from Ford, Vauxhall, VW, Nissan, Toyota, Kia, Hyundai, Peugeot, Renault, Skoda, SEAT — all HPI clear with a 12-month warranty.

Browse by car type

Hatchback SUV / 4x4 Estate Saloon Coupe Convertible MPV / People Carrier Electric & Hybrid Automatic Manual Petrol Diesel

Popular brands near Oswaldtwistle

BMWAudiMercedes-BenzLand RoverJaguarPorscheTeslaLexusVolvoAlfa RomeoFordVauxhallVolkswagenNissanToyotaKiaHyundaiPeugeotRenaultSkodaSEATDacia
AA Approved Dealer – Kirkham Part Exchange Centre – Oswaldtwistle Autoguard 12-Month Warranty – Included as standard – Oswaldtwistle
From ‘No’ to ‘Go!’ Bad Credit Finance that Says YES. – Bad Credit Guaranteed Car Finance – (01772 971422)
AA Dealer    12-Month Warranty    HP & PCP Finance    Part-Exchange    Same-Day Collection

Featured stock

VAUXHALL MOKKA X 1.4i Turbo ecoTEC Elite Nav SUV 5dr Petrol Manual Euro 6 (s/s) (140 ps) NATIONWIDE PARTS & LABOUR WA...

VAUXHALL MOKKA X 1.4i Turbo ecoTEC Elite Nav SUV 5dr Petrol Manual Euro 6 (s/s) (140 ps) NATIONWIDE PARTS & LABOUR WARRANTY INCLUDED + 12 MONTHS AA BREAKDOWN FREE

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 LAND ROVER RANGE ROVER EVOQUE 2.2 SD4 Dynamic SUV 5dr Diesel Manual 4WD Euro 5 (s/s) (190 ps) 3 YEAR NATIONWIDE PARTS...

LAND ROVER RANGE ROVER EVOQUE 2.2 SD4 Dynamic SUV 5dr Diesel Manual 4WD Euro 5 (s/s) (190 ps) 3 YEAR NATIONWIDE PARTS & LABOUR WARRANTY INCLUDED

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 VOLKSWAGEN T-ROC 1.0 TSI GPF S SUV 5dr Petrol Manual Euro 6 (s/s) (115 ps) ***DRIVE AWAY TODAY*** NATIONWIDE PARTS & ...

VOLKSWAGEN T-ROC 1.0 TSI GPF S SUV 5dr Petrol Manual Euro 6 (s/s) (115 ps) ***DRIVE AWAY TODAY*** NATIONWIDE PARTS & LABOUR WARRANTY INCLUDED + 12 MONTHS AA BREAKDOWN FREE

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 NISSAN X-TRAIL 1.6 dCi N-Tec SUV 5dr Diesel Manual Euro 5 (s/s) (130 ps) NATIONWIDE PARTS & LABOUR WARRANTY INCLUDED ...

NISSAN X-TRAIL 1.6 dCi N-Tec SUV 5dr Diesel Manual Euro 5 (s/s) (130 ps) NATIONWIDE PARTS & LABOUR WARRANTY INCLUDED + 12 MONTHS AA BREAKDOWN FREE

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 Mercedes-Benz CLA 1.6 CLA180 AMG Line Coupe 4dr Petrol 7G-DCT Euro 6 (s/s) (122 ps) NATIONWIDE PARTS & LABOUR WARRANT...

Mercedes-Benz CLA 1.6 CLA180 AMG Line Coupe 4dr Petrol 7G-DCT Euro 6 (s/s) (122 ps) NATIONWIDE PARTS & LABOUR WARRANTY INCLUDED + 12 MONTHS AA BREAKDOWN FREE

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 MERCEDES-BENZ CLS CLASS 3.0 CLS350 CDI V6 AMG Sport Coupe 4dr Diesel G-Tronic+ Euro 5 (s/s) (265 ps) NATIONWIDE PARTS...

MERCEDES-BENZ CLS CLASS 3.0 CLS350 CDI V6 AMG Sport Coupe 4dr Diesel G-Tronic+ Euro 5 (s/s) (265 ps) NATIONWIDE PARTS & LABOUR WARRANTY INCLUDED + 12 MONTHS AA BREAKDOWN FREE

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 VOLKSWAGEN GOLF 1.4 TSI BlueMotion Tech Match Hatchback 5dr Petrol DSG Euro 5 (s/s) (122 ps) DRIVE AWAY TODAY NATIONW...

VOLKSWAGEN GOLF 1.4 TSI BlueMotion Tech Match Hatchback 5dr Petrol DSG Euro 5 (s/s) (122 ps) DRIVE AWAY TODAY NATIONWIDE PARTS & LABOUR WARRANTY INCLUDED + 12 MONTHS AA BREAKDOWN FREE

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 MERCEDES-BENZ GLA 1.6 GLA200 Sport SUV 5dr Petrol Manual Euro 6 (s/s) (156 ps) NATIONWIDE PARTS & LABOUR WARRANTY INC...

MERCEDES-BENZ GLA 1.6 GLA200 Sport SUV 5dr Petrol Manual Euro 6 (s/s) (156 ps) NATIONWIDE PARTS & LABOUR WARRANTY INCLUDED + 12 MONTHS AA BREAKDOWN FREE

Click for Bad Credit Guaranteed Car Finance & Declined Elsewhere? Drive Today! Everyone Gets a Chance.

 VOLKSWAGEN TIGUAN 2.0 TDI BlueMotion Tech R-Line Edition SUV 5dr Diesel Manual 4WD Euro 6 (s/s) (150 ps) NATIONWIDE P...

VOLKSWAGEN TIGUAN 2.0 TDI BlueMotion Tech R-Line Edition SUV 5dr Diesel Manual 4WD Euro 6 (s/s) (150 ps) NATIONWIDE PARTS & LABOUR WARRANTY INCLUDED

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 HYUNDAI I20 1.0 T-GDi Premium Nav Hatchback 5dr Petrol Manual Euro 6 (100 ps) ***DRIVE AWAY TODAY*** NATIONWIDE PARTS...

HYUNDAI I20 1.0 T-GDi Premium Nav Hatchback 5dr Petrol Manual Euro 6 (100 ps) ***DRIVE AWAY TODAY*** NATIONWIDE PARTS & LABOUR WARRANTY INCLUDED + 12 MONTHS AA BREAKDOWN FREE

Click for Bad Credit Guaranteed Car Finance & From ‘No’ to ‘Go!’ Bad Credit Finance that Says YES.
Used cars and finance – dealership exterior – Oswaldtwistle

Approved Used Cars — HPI Clear, PX Welcome, Finance Options

All retail cars are HPI clear and include a 12-month warranty. We offer part-exchange (we can settle existing finance), zero-deposit where possible, and same-day drive-away on many vehicles. Premium stock from BMW, Audi, Mercedes-Benz, Land Rover and Jaguar, plus great value from Ford, Vauxhall, Volkswagen, Nissan, Toyota and more.

Apply online in minutes or call 01772 971422. We serve Oswaldtwistle.

Featured Vehicle Videos

Welcome to Kirkham Part Exchange Centre – video thumbnail – Oswaldtwistle
Welcome to Kirkham Part Exchange Centre
2015 BMW 3 SERIES 2.0 320d M Sport Touring 5dr Diesel Auto xDrive Euro 5 (s/s) (184 ps) – video thumbnail – Oswaldtwi...
2015 BMW 3 SERIES 2.0 320d M Sport Touring 5dr Diesel Auto xDrive Euro 5 (s/s) (184 ps)
2018 Vauxhall CROSSLAND X 1.2 Elite SUV 5dr Petrol Manual Euro 6 (81 ps) ULEZ – video thumbnail – Oswaldtwistle
2018 Vauxhall CROSSLAND X 1.2 Elite SUV 5dr Petrol Manual Euro 6 (81 ps) ULEZ
2017 Nissan QASHQAI 1.6 dCi Tekna SUV 5dr Diesel XTRON 2WD Euro 6 (s/s) (130 ps) *DRIVE AWAY TODAY* – video thumbnail...
2017 Nissan QASHQAI 1.6 dCi Tekna SUV 5dr Diesel XTRON 2WD Euro 6 (s/s) (130 ps) *DRIVE AWAY TODAY*
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Bad Credit Finance — FAQs

Can I get car finance with bad credit in Oswaldtwistle?
Yes — we specialise in Bad Credit Guaranteed Car Finance for drivers in Oswaldtwistle. We work with a panel of lenders that accept a wide range of credit histories. Subject to status and affordability checks. Guarantor/Deposit may be required.
Do you offer HP and PCP?
Yes — both Hire Purchase (HP) and Personal Contract Purchase (PCP). HP suits straightforward ownership; PCP keeps monthly payments lower.
Can I get zero-deposit car finance?
Often, yes — subject to status. A deposit can reduce monthly payments but isn’t always required.
Are your cars HPI clear?
Yes — retail cars are HPI clear. We can show the report on request.
Do you take part-exchange?
Yes — we can settle outstanding finance and use equity towards your deposit.
How quickly can I collect?
Same day or next working day once documents are signed and funds are released.