Used Cars in Manchester — Bad Credit Guaranteed Car Finance

AA Approved · 12-Month Warranty · HP & PCP · Part-Exchange · HPI Clear

Looking for used cars in Manchester with simple monthly payments? We offer Bad Credit Guaranteed Car Finance, zero-deposit options, and same-day drive-away on many cars. Subject to status and affordability checks. Guarantor/Deposit may be required.

Choose from city-friendly hatchbacks, family SUVs and estates, economical hybrids/EVs, plus premium marques like BMW, Audi, Mercedes-Benz, Land Rover, Jaguar, Porsche, Tesla. Mainstream value from Ford, Vauxhall, VW, Nissan, Toyota, Kia, Hyundai, Peugeot, Renault, Skoda, SEAT — all HPI clear with a 12-month warranty.

Browse by car type

Hatchback SUV / 4x4 Estate Saloon Coupe Convertible MPV / People Carrier Electric & Hybrid Automatic Manual Petrol Diesel

Popular brands near Manchester

BMWAudiMercedes-BenzLand RoverJaguarPorscheTeslaLexusVolvoAlfa RomeoFordVauxhallVolkswagenNissanToyotaKiaHyundaiPeugeotRenaultSkodaSEATDacia
AA Approved Dealer – Kirkham Part Exchange Centre – Manchester Autoguard 12-Month Warranty – Included as standard – Manchester
Your Credit's a Mess? You're Approved! Bad Credit Finance Made Easy. – Bad Credit Guaranteed Car Finance – (01772 971422)
AA Dealer    12-Month Warranty    HP & PCP Finance    Part-Exchange    Same-Day Collection

Featured stock

VOLKSWAGEN POLO 1.0 EVO SE Hatchback 5dr Petrol Manual Euro 6 (s/s) (80 ps) NATIONWIDE PARTS & LABOUR WARRANTY INCLUD...

VOLKSWAGEN POLO 1.0 EVO SE Hatchback 5dr Petrol Manual Euro 6 (s/s) (80 ps) NATIONWIDE PARTS & LABOUR WARRANTY INCLUDED + 12 MONTHS AA BREAKDOWN FREE

Click for Bad Credit Guaranteed Car Finance & Turn Rejection into Redemption – Finance That Works for You.

 FORD FOCUS 1.0T EcoBoost ST-Line Hatchback 5dr Petrol Manual Euro 6 (s/s) (125 ps) ***DRIVE AWAY TODAY*** NATIONWIDE ...

FORD FOCUS 1.0T EcoBoost ST-Line Hatchback 5dr Petrol Manual Euro 6 (s/s) (125 ps) ***DRIVE AWAY TODAY*** NATIONWIDE PARTS & LABOUR WARRANTY INCLUDED + 12 MONTHS AA BREAKDOWN FREE

Click for Bad Credit Guaranteed Car Finance & From ‘No’ to ‘Go!’ Bad Credit Finance that Says YES.

 MERCEDES-BENZ A-CLASS 1.5 A180d Sport (Premium) Hatchback 5dr Diesel 7G-DCT Euro 6 (s/s) (109 ps) NATIONWIDE PARTS & ...

MERCEDES-BENZ A-CLASS 1.5 A180d Sport (Premium) Hatchback 5dr Diesel 7G-DCT Euro 6 (s/s) (109 ps) NATIONWIDE PARTS & LABOUR WARRANTY INCLUDED + 12 MONTHS AA BREAKDOWN FREE

Click for Bad Credit Guaranteed Car Finance & Your Credit's a Mess? You're Approved! Bad Credit Finance Made Easy.

 FORD KUGA 2.0 TDCi EcoBlue ST-Line SUV 5dr Diesel Manual Euro 6 (s/s) (150 ps) 3 YEAR NATIONWIDE PARTS & LABOUR WARRA...

FORD KUGA 2.0 TDCi EcoBlue ST-Line SUV 5dr Diesel Manual Euro 6 (s/s) (150 ps) 3 YEAR NATIONWIDE PARTS & LABOUR WARRANTY INCLUDED

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 AUDI A3 1.0 TFSI 30 SE Technik Sportback 5dr Petrol Manual Euro 6 (s/s) (116 ps) NATIONWIDE PARTS & LABOUR WARRANTY I...

AUDI A3 1.0 TFSI 30 SE Technik Sportback 5dr Petrol Manual Euro 6 (s/s) (116 ps) NATIONWIDE PARTS & LABOUR WARRANTY INCLUDED + 12 MONTHS AA BREAKDOWN FREE

Click for Bad Credit Guaranteed Car Finance & From ‘No’ to ‘Go!’ Bad Credit Finance that Says YES.

 MERCEDES-BENZ GLA 1.6 GLA200 Sport SUV 5dr Petrol Manual Euro 6 (s/s) (156 ps) NATIONWIDE PARTS & LABOUR WARRANTY INC...

MERCEDES-BENZ GLA 1.6 GLA200 Sport SUV 5dr Petrol Manual Euro 6 (s/s) (156 ps) NATIONWIDE PARTS & LABOUR WARRANTY INCLUDED + 12 MONTHS AA BREAKDOWN FREE

Click for Bad Credit Guaranteed Car Finance & Got Rejections? We Finance Your Future! Flexible Options for All Credit Scores.

 BMW 6 Series Gran Coupe 3.0 640d M Sport Saloon 4dr Diesel Auto Euro 5 (s/s) (313 ps) NATIONWIDE PARTS & LABOUR WARRA...

BMW 6 Series Gran Coupe 3.0 640d M Sport Saloon 4dr Diesel Auto Euro 5 (s/s) (313 ps) NATIONWIDE PARTS & LABOUR WARRANTY INCLUDED + 12 MONTHS AA BREAKDOWN FREE

Click for Bad Credit Guaranteed Car Finance & Got Rejections? We Finance Your Future! Flexible Options for All Credit Scores.

 FIAT 500X 1.0 FireFly Turbo MultiAir Cross Plus SUV 5dr Petrol Manual Euro 6 (s/s) (120 ps) NATIONWIDE PARTS & LABOUR...

FIAT 500X 1.0 FireFly Turbo MultiAir Cross Plus SUV 5dr Petrol Manual Euro 6 (s/s) (120 ps) NATIONWIDE PARTS & LABOUR WARRANTY INCLUDED + 12 MONTHS AA BREAKDOWN FREE

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 MINI COUNTRYMAN 1.5 Cooper SUV 5dr Petrol Manual ALL4 Euro 6 (s/s) (136 ps) NATIONWIDE PARTS & LABOUR WARRANTY INCLUD...

MINI COUNTRYMAN 1.5 Cooper SUV 5dr Petrol Manual ALL4 Euro 6 (s/s) (136 ps) NATIONWIDE PARTS & LABOUR WARRANTY INCLUDED + 12 MONTHS AA BREAKDOWN FREE

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 FORD S-MAX 2.0 TDCi Titanium MPV 5dr Diesel Manual Euro 6 (s/s) (180 ps) NATIONWIDE PARTS & LABOUR WARRANTY INCLUDED ...

FORD S-MAX 2.0 TDCi Titanium MPV 5dr Diesel Manual Euro 6 (s/s) (180 ps) NATIONWIDE PARTS & LABOUR WARRANTY INCLUDED + 12 MONTHS AA BREAKDOWN FREE

Click for Bad Credit Guaranteed Car Finance & Got Rejections? We Finance Your Future! Flexible Options for All Credit Scores.
Used cars and finance – dealership exterior – Manchester

Approved Used Cars — HPI Clear, PX Welcome, Finance Options

All retail cars are HPI clear and include a 12-month warranty. We offer part-exchange (we can settle existing finance), zero-deposit where possible, and same-day drive-away on many vehicles. Premium stock from BMW, Audi, Mercedes-Benz, Land Rover and Jaguar, plus great value from Ford, Vauxhall, Volkswagen, Nissan, Toyota and more.

Apply online in minutes or call 01772 971422. We serve Manchester and nearby: Wigan, Bolton, Bury, Rochdale, Oldham, Stockport, Salford, Blackburn, Darwen, Accrington.

Featured Vehicle Videos

Welcome to Kirkham Part Exchange Centre – video thumbnail – Manchester
Welcome to Kirkham Part Exchange Centre
2018 Mazda CX-5 2.2 SKYACTIV-D Sport Nav SUV 5dr Diesel Manual Euro 6 (150 ps) DRIVE AWAY TODAY – video thumbnail – M...
2018 Mazda CX-5 2.2 SKYACTIV-D Sport Nav SUV 5dr Diesel Manual Euro 6 (150 ps) DRIVE AWAY TODAY
2016 Citroen C1 1.2 PureTech Flair Edition Hatchback 5dr Petrol Manual Euro 6 82 ps DRIVE AWAY TODAY – video thumbnai...
2016 Citroen C1 1.2 PureTech Flair Edition Hatchback 5dr Petrol Manual Euro 6 82 ps DRIVE AWAY TODAY
2014 AUDI A5 2.0 TDI Black Edition Coupe 2dr Diesel S Tronic quattro Euro 5 (s/s) (177 ps) – video thumbnail – Manche...
2014 AUDI A5 2.0 TDI Black Edition Coupe 2dr Diesel S Tronic quattro Euro 5 (s/s) (177 ps)
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Also popular near Manchester: Wigan · Bolton · Bury · Rochdale · Oldham · Stockport · Salford · Blackburn · Darwen · Accrington

Bad Credit Finance — FAQs

Can I get car finance with bad credit in Manchester?
Yes — we specialise in Bad Credit Guaranteed Car Finance for drivers in Manchester. We work with a panel of lenders that accept a wide range of credit histories. Subject to status and affordability checks. Guarantor/Deposit may be required.
Do you offer HP and PCP?
Yes — both Hire Purchase (HP) and Personal Contract Purchase (PCP). HP suits straightforward ownership; PCP keeps monthly payments lower.
Can I get zero-deposit car finance?
Often, yes — subject to status. A deposit can reduce monthly payments but isn’t always required.
Are your cars HPI clear?
Yes — retail cars are HPI clear. We can show the report on request.
Do you take part-exchange?
Yes — we can settle outstanding finance and use equity towards your deposit.
How quickly can I collect?
Same day or next working day once documents are signed and funds are released.