Used Cars in Heysham — Bad Credit Guaranteed Car Finance

AA Approved · 12-Month Warranty · HP & PCP · Part-Exchange · HPI Clear

Looking for used cars in Heysham with simple monthly payments? We offer Bad Credit Guaranteed Car Finance, zero-deposit options, and same-day drive-away on many cars. Subject to status and affordability checks. Guarantor/Deposit may be required.

Choose from city-friendly hatchbacks, family SUVs and estates, economical hybrids/EVs, plus premium marques like BMW, Audi, Mercedes-Benz, Land Rover, Jaguar, Porsche, Tesla. Mainstream value from Ford, Vauxhall, VW, Nissan, Toyota, Kia, Hyundai, Peugeot, Renault, Skoda, SEAT — all HPI clear with a 12-month warranty.

Browse by car type

Hatchback SUV / 4x4 Estate Saloon Coupe Convertible MPV / People Carrier Electric & Hybrid Automatic Manual Petrol Diesel

Popular brands near Heysham

BMWAudiMercedes-BenzLand RoverJaguarPorscheTeslaLexusVolvoAlfa RomeoFordVauxhallVolkswagenNissanToyotaKiaHyundaiPeugeotRenaultSkodaSEATDacia
AA Approved Dealer – Kirkham Part Exchange Centre – Heysham Autoguard 12-Month Warranty – Included as standard – Heysham
Poor Credit History? Your Keys Are Waiting! Apply Today. – Bad Credit Guaranteed Car Finance – (01772 971422)
AA Dealer    12-Month Warranty    HP & PCP Finance    Part-Exchange    Same-Day Collection

Featured stock

FORD S-MAX 2.0 TDCi Titanium MPV 5dr Diesel Manual Euro 6 (s/s) (180 ps) NATIONWIDE PARTS & LABOUR WARRANTY INCLUDED ...

FORD S-MAX 2.0 TDCi Titanium MPV 5dr Diesel Manual Euro 6 (s/s) (180 ps) NATIONWIDE PARTS & LABOUR WARRANTY INCLUDED + 12 MONTHS AA BREAKDOWN FREE

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 BMW 1 SERIES 1.5 116d SE Hatchback 5dr Diesel Auto Euro 6 (s/s) (116 ps) NATIONWIDE PARTS & LABOUR WARRANTY INCLUDED ...

BMW 1 SERIES 1.5 116d SE Hatchback 5dr Diesel Auto Euro 6 (s/s) (116 ps) NATIONWIDE PARTS & LABOUR WARRANTY INCLUDED + 12 MONTHS AA BREAKDOWN FREE

Click for Bad Credit Guaranteed Car Finance & From ‘No’ to ‘Go!’ Bad Credit Finance that Says YES.

 HYUNDAI I20 1.0 T-GDi Premium Nav Hatchback 5dr Petrol Manual Euro 6 (100 ps) ***DRIVE AWAY TODAY*** NATIONWIDE PARTS...

HYUNDAI I20 1.0 T-GDi Premium Nav Hatchback 5dr Petrol Manual Euro 6 (100 ps) ***DRIVE AWAY TODAY*** NATIONWIDE PARTS & LABOUR WARRANTY INCLUDED + 12 MONTHS AA BREAKDOWN FREE

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 FIAT 500X 1.0 FireFly Turbo MultiAir Cross Plus SUV 5dr Petrol Manual Euro 6 (s/s) (120 ps) NATIONWIDE PARTS & LABOUR...

FIAT 500X 1.0 FireFly Turbo MultiAir Cross Plus SUV 5dr Petrol Manual Euro 6 (s/s) (120 ps) NATIONWIDE PARTS & LABOUR WARRANTY INCLUDED + 12 MONTHS AA BREAKDOWN FREE

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 BMW 6 Series Gran Coupe 3.0 640d M Sport Saloon 4dr Diesel Auto Euro 5 (s/s) (313 ps) NATIONWIDE PARTS & LABOUR WARRA...

BMW 6 Series Gran Coupe 3.0 640d M Sport Saloon 4dr Diesel Auto Euro 5 (s/s) (313 ps) NATIONWIDE PARTS & LABOUR WARRANTY INCLUDED + 12 MONTHS AA BREAKDOWN FREE

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 Mercedes-Benz CLA 1.6 CLA180 AMG Line Coupe 4dr Petrol 7G-DCT Euro 6 (s/s) (122 ps) NATIONWIDE PARTS & LABOUR WARRANT...

Mercedes-Benz CLA 1.6 CLA180 AMG Line Coupe 4dr Petrol 7G-DCT Euro 6 (s/s) (122 ps) NATIONWIDE PARTS & LABOUR WARRANTY INCLUDED + 12 MONTHS AA BREAKDOWN FREE

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 MINI CONVERTIBLE 1.5 Cooper Convertible 2dr Petrol Manual Euro 6 (s/s) (136 ps) NATIONWIDE PARTS & LABOUR WARRANTY IN...

MINI CONVERTIBLE 1.5 Cooper Convertible 2dr Petrol Manual Euro 6 (s/s) (136 ps) NATIONWIDE PARTS & LABOUR WARRANTY INCLUDED + 12 MONTHS AA BREAKDOWN FREE

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 MINI HATCH 2.0 Cooper S Hatchback 3dr Petrol Manual Euro 6 (s/s) (192 ps) NATIONWIDE PARTS & LABOUR WARRANTY INCLUDED...

MINI HATCH 2.0 Cooper S Hatchback 3dr Petrol Manual Euro 6 (s/s) (192 ps) NATIONWIDE PARTS & LABOUR WARRANTY INCLUDED + 12 MONTHS AA BREAKDOWN FREE

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 FORD KUGA 2.0 TDCi EcoBlue ST-Line SUV 5dr Diesel Manual Euro 6 (s/s) (150 ps) 3 YEAR NATIONWIDE PARTS & LABOUR WARRA...

FORD KUGA 2.0 TDCi EcoBlue ST-Line SUV 5dr Diesel Manual Euro 6 (s/s) (150 ps) 3 YEAR NATIONWIDE PARTS & LABOUR WARRANTY INCLUDED

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 MERCEDES-BENZ GLA 1.6 GLA200 Sport SUV 5dr Petrol Manual Euro 6 (s/s) (156 ps) NATIONWIDE PARTS & LABOUR WARRANTY INC...

MERCEDES-BENZ GLA 1.6 GLA200 Sport SUV 5dr Petrol Manual Euro 6 (s/s) (156 ps) NATIONWIDE PARTS & LABOUR WARRANTY INCLUDED + 12 MONTHS AA BREAKDOWN FREE

Click for Bad Credit Guaranteed Car Finance & Your Credit's a Mess? You're Approved! Bad Credit Finance Made Easy.
Used cars and finance – dealership exterior – Heysham

Approved Used Cars — HPI Clear, PX Welcome, Finance Options

All retail cars are HPI clear and include a 12-month warranty. We offer part-exchange (we can settle existing finance), zero-deposit where possible, and same-day drive-away on many vehicles. Premium stock from BMW, Audi, Mercedes-Benz, Land Rover and Jaguar, plus great value from Ford, Vauxhall, Volkswagen, Nissan, Toyota and more.

Apply online in minutes or call 01772 971422. We serve Heysham.

Featured Vehicle Videos

2015 PEUGEOT 108 1.0 Active Hatchback 3dr Petrol Manual Euro 6 (68 ps) – video thumbnail – Heysham
2015 PEUGEOT 108 1.0 Active Hatchback 3dr Petrol Manual Euro 6 (68 ps)
2016 Citroen C1 1.2 PureTech Flair Edition Hatchback 5dr Petrol Manual Euro 6 82 ps DRIVE AWAY TODAY – video thumbnai...
2016 Citroen C1 1.2 PureTech Flair Edition Hatchback 5dr Petrol Manual Euro 6 82 ps DRIVE AWAY TODAY
2015 BMW 3 SERIES 2.0 320d M Sport Touring 5dr Diesel Auto xDrive Euro 5 (s/s) (184 ps) – video thumbnail – Heysham
2015 BMW 3 SERIES 2.0 320d M Sport Touring 5dr Diesel Auto xDrive Euro 5 (s/s) (184 ps)
2018 Vauxhall CROSSLAND X 1.2 Elite SUV 5dr Petrol Manual Euro 6 (81 ps) ULEZ – video thumbnail – Heysham
2018 Vauxhall CROSSLAND X 1.2 Elite SUV 5dr Petrol Manual Euro 6 (81 ps) ULEZ
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Bad Credit Finance — FAQs

Can I get car finance with bad credit in Heysham?
Yes — we specialise in Bad Credit Guaranteed Car Finance for drivers in Heysham. We work with a panel of lenders that accept a wide range of credit histories. Subject to status and affordability checks. Guarantor/Deposit may be required.
Do you offer HP and PCP?
Yes — both Hire Purchase (HP) and Personal Contract Purchase (PCP). HP suits straightforward ownership; PCP keeps monthly payments lower.
Can I get zero-deposit car finance?
Often, yes — subject to status. A deposit can reduce monthly payments but isn’t always required.
Are your cars HPI clear?
Yes — retail cars are HPI clear. We can show the report on request.
Do you take part-exchange?
Yes — we can settle outstanding finance and use equity towards your deposit.
How quickly can I collect?
Same day or next working day once documents are signed and funds are released.