Used Cars in Barrow — Bad Credit Guaranteed Car Finance

AA Approved · 12-Month Warranty · HP & PCP · Part-Exchange · HPI Clear

Looking for used cars in Barrow with simple monthly payments? We offer Bad Credit Guaranteed Car Finance, zero-deposit options, and same-day drive-away on many cars. Subject to status and affordability checks. Guarantor/Deposit may be required.

Choose from city-friendly hatchbacks, family SUVs and estates, economical hybrids/EVs, plus premium marques like BMW, Audi, Mercedes-Benz, Land Rover, Jaguar, Porsche, Tesla. Mainstream value from Ford, Vauxhall, VW, Nissan, Toyota, Kia, Hyundai, Peugeot, Renault, Skoda, SEAT — all HPI clear with a 12-month warranty.

Browse by car type

Hatchback SUV / 4x4 Estate Saloon Coupe Convertible MPV / People Carrier Electric & Hybrid Automatic Manual Petrol Diesel

Popular brands near Barrow

BMWAudiMercedes-BenzLand RoverJaguarPorscheTeslaLexusVolvoAlfa RomeoFordVauxhallVolkswagenNissanToyotaKiaHyundaiPeugeotRenaultSkodaSEATDacia
AA Approved Dealer – Kirkham Part Exchange Centre – Barrow Autoguard 12-Month Warranty – Included as standard – Barrow
No Credit? Bad Credit? Still Driving Away Today! – Bad Credit Guaranteed Car Finance – (01772 971422)
AA Dealer    12-Month Warranty    HP & PCP Finance    Part-Exchange    Same-Day Collection

Featured stock

HYUNDAI SANTA FE 2.2 CRDi Blue Drive Premium SUV 5dr Diesel Manual 4WD Euro 6 (s/s) (7 Seat) (200 ps) NATIONWIDE PART...

HYUNDAI SANTA FE 2.2 CRDi Blue Drive Premium SUV 5dr Diesel Manual 4WD Euro 6 (s/s) (7 Seat) (200 ps) NATIONWIDE PARTS & LABOUR WARRANTY INCLUDED + 12 MONTHS AA BREAKDOWN FREE

Click for Bad Credit Guaranteed Car Finance & Poor Credit History? Your Keys Are Waiting! Apply Today.

 FORD KUGA 2.0 TDCi EcoBlue ST-Line SUV 5dr Diesel Manual Euro 6 (s/s) (150 ps) 3 YEAR NATIONWIDE PARTS & LABOUR WARRA...

FORD KUGA 2.0 TDCi EcoBlue ST-Line SUV 5dr Diesel Manual Euro 6 (s/s) (150 ps) 3 YEAR NATIONWIDE PARTS & LABOUR WARRANTY INCLUDED

Click for Bad Credit Guaranteed Car Finance & No Credit? Bad Credit? Still Driving Away Today!

 Mercedes-Benz CLA 1.6 CLA180 AMG Line Coupe 4dr Petrol 7G-DCT Euro 6 (s/s) (122 ps) NATIONWIDE PARTS & LABOUR WARRANT...

Mercedes-Benz CLA 1.6 CLA180 AMG Line Coupe 4dr Petrol 7G-DCT Euro 6 (s/s) (122 ps) NATIONWIDE PARTS & LABOUR WARRANTY INCLUDED + 12 MONTHS AA BREAKDOWN FREE

Click for Bad Credit Guaranteed Car Finance & No Credit? Bad Credit? Still Driving Away Today!

 HYUNDAI I20 1.0 T-GDi Premium Nav Hatchback 5dr Petrol Manual Euro 6 (100 ps) ***DRIVE AWAY TODAY*** NATIONWIDE PARTS...

HYUNDAI I20 1.0 T-GDi Premium Nav Hatchback 5dr Petrol Manual Euro 6 (100 ps) ***DRIVE AWAY TODAY*** NATIONWIDE PARTS & LABOUR WARRANTY INCLUDED + 12 MONTHS AA BREAKDOWN FREE

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 VOLKSWAGEN POLO 1.0 EVO SE Hatchback 5dr Petrol Manual Euro 6 (s/s) (80 ps) NATIONWIDE PARTS & LABOUR WARRANTY INCLUD...

VOLKSWAGEN POLO 1.0 EVO SE Hatchback 5dr Petrol Manual Euro 6 (s/s) (80 ps) NATIONWIDE PARTS & LABOUR WARRANTY INCLUDED + 12 MONTHS AA BREAKDOWN FREE

Click for Bad Credit Guaranteed Car Finance & Declined Elsewhere? Drive Today! Everyone Gets a Chance.

 VOLKSWAGEN T-ROC 1.0 TSI GPF S SUV 5dr Petrol Manual Euro 6 (s/s) (115 ps) ***DRIVE AWAY TODAY*** NATIONWIDE PARTS & ...

VOLKSWAGEN T-ROC 1.0 TSI GPF S SUV 5dr Petrol Manual Euro 6 (s/s) (115 ps) ***DRIVE AWAY TODAY*** NATIONWIDE PARTS & LABOUR WARRANTY INCLUDED + 12 MONTHS AA BREAKDOWN FREE

Click for Bad Credit Guaranteed Car Finance & Rough Past, Smooth Ride – Used Car Finance Made Simple.

 MINI COUNTRYMAN 1.5 Cooper SUV 5dr Petrol Manual ALL4 Euro 6 (s/s) (136 ps) NATIONWIDE PARTS & LABOUR WARRANTY INCLUD...

MINI COUNTRYMAN 1.5 Cooper SUV 5dr Petrol Manual ALL4 Euro 6 (s/s) (136 ps) NATIONWIDE PARTS & LABOUR WARRANTY INCLUDED + 12 MONTHS AA BREAKDOWN FREE

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 MINI HATCH 2.0 Cooper S Hatchback 3dr Petrol Manual Euro 6 (s/s) (192 ps) NATIONWIDE PARTS & LABOUR WARRANTY INCLUDED...

MINI HATCH 2.0 Cooper S Hatchback 3dr Petrol Manual Euro 6 (s/s) (192 ps) NATIONWIDE PARTS & LABOUR WARRANTY INCLUDED + 12 MONTHS AA BREAKDOWN FREE

Click for Bad Credit Guaranteed Car Finance & No Credit? Bad Credit? Still Driving Away Today!

 KIA CEED 1.6 GDi 3 Hatchback 5dr Petrol DCT Euro 5 (133 bhp) DRIVE AWAY TODAY NATIONWIDE PARTS & LABOUR WARRANTY INCL...

KIA CEED 1.6 GDi 3 Hatchback 5dr Petrol DCT Euro 5 (133 bhp) DRIVE AWAY TODAY NATIONWIDE PARTS & LABOUR WARRANTY INCLUDED + 12 MONTHS AA BREAKDOWN FREE

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 BMW 3 Series 3.0 330d Luxury Touring 5dr Diesel Auto Euro 5 (258 ps) NATIONWIDE PARTS & LABOUR WARRANTY INCLUDED + 12...

BMW 3 Series 3.0 330d Luxury Touring 5dr Diesel Auto Euro 5 (258 ps) NATIONWIDE PARTS & LABOUR WARRANTY INCLUDED + 12 MONTHS AA BREAKDOWN FREE

Click for Bad Credit Guaranteed Car Finance & No Credit? Bad Credit? Still Driving Away Today!
Used cars and finance – dealership exterior – Barrow

Approved Used Cars — HPI Clear, PX Welcome, Finance Options

All retail cars are HPI clear and include a 12-month warranty. We offer part-exchange (we can settle existing finance), zero-deposit where possible, and same-day drive-away on many vehicles. Premium stock from BMW, Audi, Mercedes-Benz, Land Rover and Jaguar, plus great value from Ford, Vauxhall, Volkswagen, Nissan, Toyota and more.

Apply online in minutes or call 01772 971422. We serve Barrow.

Featured Vehicle Videos

Welcome to Kirkham Part Exchange Centre – video thumbnail – Barrow
Welcome to Kirkham Part Exchange Centre
2015 PEUGEOT 108 1.0 Active Hatchback 3dr Petrol Manual Euro 6 (68 ps) – video thumbnail – Barrow
2015 PEUGEOT 108 1.0 Active Hatchback 3dr Petrol Manual Euro 6 (68 ps)
2018 Vauxhall CROSSLAND X 1.2 Elite SUV 5dr Petrol Manual Euro 6 (81 ps) ULEZ – video thumbnail – Barrow
2018 Vauxhall CROSSLAND X 1.2 Elite SUV 5dr Petrol Manual Euro 6 (81 ps) ULEZ
2018 Mazda CX-5 2.2 SKYACTIV-D Sport Nav SUV 5dr Diesel Manual Euro 6 (150 ps) DRIVE AWAY TODAY – video thumbnail – B...
2018 Mazda CX-5 2.2 SKYACTIV-D Sport Nav SUV 5dr Diesel Manual Euro 6 (150 ps) DRIVE AWAY TODAY
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Bad Credit Finance — FAQs

Can I get car finance with bad credit in Barrow?
Yes — we specialise in Bad Credit Guaranteed Car Finance for drivers in Barrow. We work with a panel of lenders that accept a wide range of credit histories. Subject to status and affordability checks. Guarantor/Deposit may be required.
Do you offer HP and PCP?
Yes — both Hire Purchase (HP) and Personal Contract Purchase (PCP). HP suits straightforward ownership; PCP keeps monthly payments lower.
Can I get zero-deposit car finance?
Often, yes — subject to status. A deposit can reduce monthly payments but isn’t always required.
Are your cars HPI clear?
Yes — retail cars are HPI clear. We can show the report on request.
Do you take part-exchange?
Yes — we can settle outstanding finance and use equity towards your deposit.
How quickly can I collect?
Same day or next working day once documents are signed and funds are released.