Used Cars in Banks — Bad Credit Guaranteed Car Finance

AA Approved · 12-Month Warranty · HP & PCP · Part-Exchange · HPI Clear

Looking for used cars in Banks with simple monthly payments? We offer Bad Credit Guaranteed Car Finance, zero-deposit options, and same-day drive-away on many cars. Subject to status and affordability checks. Guarantor/Deposit may be required.

Choose from city-friendly hatchbacks, family SUVs and estates, economical hybrids/EVs, plus premium marques like BMW, Audi, Mercedes-Benz, Land Rover, Jaguar, Porsche, Tesla. Mainstream value from Ford, Vauxhall, VW, Nissan, Toyota, Kia, Hyundai, Peugeot, Renault, Skoda, SEAT — all HPI clear with a 12-month warranty.

Browse by car type

Hatchback SUV / 4x4 Estate Saloon Coupe Convertible MPV / People Carrier Electric & Hybrid Automatic Manual Petrol Diesel

Popular brands near Banks

BMWAudiMercedes-BenzLand RoverJaguarPorscheTeslaLexusVolvoAlfa RomeoFordVauxhallVolkswagenNissanToyotaKiaHyundaiPeugeotRenaultSkodaSEATDacia
AA Approved Dealer – Kirkham Part Exchange Centre – Banks Autoguard 12-Month Warranty – Included as standard – Banks
Your Credit's a Mess? You're Approved! Bad Credit Finance Made Easy. – Bad Credit Guaranteed Car Finance – (01772 971422)
AA Dealer    12-Month Warranty    HP & PCP Finance    Part-Exchange    Same-Day Collection

Featured stock

FORD FOCUS 1.0T EcoBoost ST-Line Hatchback 5dr Petrol Manual Euro 6 (s/s) (125 ps) ***DRIVE AWAY TODAY*** NATIONWIDE ...

FORD FOCUS 1.0T EcoBoost ST-Line Hatchback 5dr Petrol Manual Euro 6 (s/s) (125 ps) ***DRIVE AWAY TODAY*** NATIONWIDE PARTS & LABOUR WARRANTY INCLUDED + 12 MONTHS AA BREAKDOWN FREE

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 VOLKSWAGEN POLO 1.0 EVO SE Hatchback 5dr Petrol Manual Euro 6 (s/s) (80 ps) NATIONWIDE PARTS & LABOUR WARRANTY INCLUD...

VOLKSWAGEN POLO 1.0 EVO SE Hatchback 5dr Petrol Manual Euro 6 (s/s) (80 ps) NATIONWIDE PARTS & LABOUR WARRANTY INCLUDED + 12 MONTHS AA BREAKDOWN FREE

Click for Bad Credit Guaranteed Car Finance & Got Rejections? We Finance Your Future! Flexible Options for All Credit Scores.

 RENAULT CAPTUR 0.9 TCe ENERGY Iconic SUV 5dr Petrol Manual Euro 6 (s/s) (90 ps) NATIONWIDE PARTS & LABOUR WARRANTY IN...

RENAULT CAPTUR 0.9 TCe ENERGY Iconic SUV 5dr Petrol Manual Euro 6 (s/s) (90 ps) NATIONWIDE PARTS & LABOUR WARRANTY INCLUDED + 12 MONTHS AA BREAKDOWN FREE

Click for Bad Credit Guaranteed Car Finance & No Credit? Bad Credit? Still Driving Away Today!

 VOLKSWAGEN TIGUAN 2.0 TDI BlueMotion Tech R-Line Edition SUV 5dr Diesel Manual 4WD Euro 6 (s/s) (150 ps) NATIONWIDE P...

VOLKSWAGEN TIGUAN 2.0 TDI BlueMotion Tech R-Line Edition SUV 5dr Diesel Manual 4WD Euro 6 (s/s) (150 ps) NATIONWIDE PARTS & LABOUR WARRANTY INCLUDED

Click for Bad Credit Guaranteed Car Finance & Got Rejections? We Finance Your Future! Flexible Options for All Credit Scores.

 HYUNDAI I20 1.0 T-GDi Premium Nav Hatchback 5dr Petrol Manual Euro 6 (100 ps) ***DRIVE AWAY TODAY*** NATIONWIDE PARTS...

HYUNDAI I20 1.0 T-GDi Premium Nav Hatchback 5dr Petrol Manual Euro 6 (100 ps) ***DRIVE AWAY TODAY*** NATIONWIDE PARTS & LABOUR WARRANTY INCLUDED + 12 MONTHS AA BREAKDOWN FREE

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 VAUXHALL MOKKA X 1.4i Turbo ecoTEC Elite Nav SUV 5dr Petrol Manual Euro 6 (s/s) (140 ps) NATIONWIDE PARTS & LABOUR WA...

VAUXHALL MOKKA X 1.4i Turbo ecoTEC Elite Nav SUV 5dr Petrol Manual Euro 6 (s/s) (140 ps) NATIONWIDE PARTS & LABOUR WARRANTY INCLUDED + 12 MONTHS AA BREAKDOWN FREE

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 MERCEDES-BENZ CLS CLASS 3.0 CLS350 CDI V6 AMG Sport Coupe 4dr Diesel G-Tronic+ Euro 5 (s/s) (265 ps) NATIONWIDE PARTS...

MERCEDES-BENZ CLS CLASS 3.0 CLS350 CDI V6 AMG Sport Coupe 4dr Diesel G-Tronic+ Euro 5 (s/s) (265 ps) NATIONWIDE PARTS & LABOUR WARRANTY INCLUDED + 12 MONTHS AA BREAKDOWN FREE

Click for Bad Credit Guaranteed Car Finance & No Credit? Bad Credit? Still Driving Away Today!

 SSANGYONG TIVOLI 1.6 e-XDi EX SUV 5dr Diesel Manual Euro 6 (s/s) (115 ps) NATIONWIDE PARTS & LABOUR WARRANTY INCLUDED...

SSANGYONG TIVOLI 1.6 e-XDi EX SUV 5dr Diesel Manual Euro 6 (s/s) (115 ps) NATIONWIDE PARTS & LABOUR WARRANTY INCLUDED + 12 MONTHS AA BREAKDOWN FREE

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 KIA CEED 1.6 GDi 3 Hatchback 5dr Petrol DCT Euro 5 (133 bhp) DRIVE AWAY TODAY NATIONWIDE PARTS & LABOUR WARRANTY INCL...

KIA CEED 1.6 GDi 3 Hatchback 5dr Petrol DCT Euro 5 (133 bhp) DRIVE AWAY TODAY NATIONWIDE PARTS & LABOUR WARRANTY INCLUDED + 12 MONTHS AA BREAKDOWN FREE

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 BMW 3 Series 3.0 330d Luxury Touring 5dr Diesel Auto Euro 5 (258 ps) NATIONWIDE PARTS & LABOUR WARRANTY INCLUDED + 12...

BMW 3 Series 3.0 330d Luxury Touring 5dr Diesel Auto Euro 5 (258 ps) NATIONWIDE PARTS & LABOUR WARRANTY INCLUDED + 12 MONTHS AA BREAKDOWN FREE

Click for Bad Credit Guaranteed Car Finance & Got Rejections? We Finance Your Future! Flexible Options for All Credit Scores.
Used cars and finance – dealership exterior – Banks

Approved Used Cars — HPI Clear, PX Welcome, Finance Options

All retail cars are HPI clear and include a 12-month warranty. We offer part-exchange (we can settle existing finance), zero-deposit where possible, and same-day drive-away on many vehicles. Premium stock from BMW, Audi, Mercedes-Benz, Land Rover and Jaguar, plus great value from Ford, Vauxhall, Volkswagen, Nissan, Toyota and more.

Apply online in minutes or call 01772 971422. We serve Banks.

Featured Vehicle Videos

2019 RENAULT CAPTUR 0.9 TCe ENERGY Iconic SUV 5dr Petrol Manual Euro 6 (s/s) (90 ps) ULEZ – video thumbnail – Banks
2019 RENAULT CAPTUR 0.9 TCe ENERGY Iconic SUV 5dr Petrol Manual Euro 6 (s/s) (90 ps) ULEZ
Welcome to Kirkham Part Exchange Centre – video thumbnail – Banks
Welcome to Kirkham Part Exchange Centre
2016 MINI COUNTRYMAN 1.5 Cooper SUV 5dr Petrol Manual Euro 6 (s/s) (136 ps) ***DRIVE AWAY TODAY*** – video thumbnail ...
2016 MINI COUNTRYMAN 1.5 Cooper SUV 5dr Petrol Manual Euro 6 (s/s) (136 ps) ***DRIVE AWAY TODAY***
2015 BMW 3 SERIES 2.0 320d M Sport Touring 5dr Diesel Auto xDrive Euro 5 (s/s) (184 ps) – video thumbnail – Banks
2015 BMW 3 SERIES 2.0 320d M Sport Touring 5dr Diesel Auto xDrive Euro 5 (s/s) (184 ps)
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Bad Credit Finance — FAQs

Can I get car finance with bad credit in Banks?
Yes — we specialise in Bad Credit Guaranteed Car Finance for drivers in Banks. We work with a panel of lenders that accept a wide range of credit histories. Subject to status and affordability checks. Guarantor/Deposit may be required.
Do you offer HP and PCP?
Yes — both Hire Purchase (HP) and Personal Contract Purchase (PCP). HP suits straightforward ownership; PCP keeps monthly payments lower.
Can I get zero-deposit car finance?
Often, yes — subject to status. A deposit can reduce monthly payments but isn’t always required.
Are your cars HPI clear?
Yes — retail cars are HPI clear. We can show the report on request.
Do you take part-exchange?
Yes — we can settle outstanding finance and use equity towards your deposit.
How quickly can I collect?
Same day or next working day once documents are signed and funds are released.