Recent court activity around motor finance commission has narrowed who may be eligible for compensation compared with early expectations. This page is a simple overview for context only. We do not offer legal guidance or handle claims.
We Provide Car Finance — HP & PCP
Looking to change your car now? We arrange Hire Purchase (HP) and Personal Contract Purchase (PCP) with lenders who consider a wide range of credit profiles — including bad credit and no-deposit options. Fixed monthly payments, quick decisions, and a friendly, family-run team.
Where We Help
We serve drivers across Lancashire and the wider North West: Used Cars in Preston · Used Cars in Blackpool · Used Cars in Blackburn · Used Cars in Chorley · Used Cars in Lancaster.
About the Ruling (Context Only)
- The latest position narrows broad compensation expectations seen earlier in the media.
- Disputes have historically focused on how commission worked on some PCP/HP agreements.
- We do not advise on claims. If you need legal guidance, please seek an independent, regulated source.
FAQs – Car Finance
- Do you handle compensation or make claims on my behalf?
- No — we’re a car dealership and finance provider. We don’t provide legal advice or claims services.
- Can I get car finance with bad credit?
- We work with multiple lenders who consider a range of credit histories. Try our application for a quick initial decision.
- Do you offer no-deposit car finance?
- Yes, subject to status and lender criteria.
- HP vs PCP — which is better?
- HP is straightforward: fixed payments to own the car. PCP can offer lower monthly payments with a final optional balloon. We’ll help you choose based on mileage, budget and how long you like to keep your cars.
Disclaimer: This page is for general information only and is not legal, financial, or tax advice. We do not offer claims services.