Included on retail cars — extendable cover available.
Multi-lender panel incl. bad-credit specialists.
200+ Checks
On preparation & history
Same-Day Driveaway
On many cars
Part-Exchange
Competitive valuations
Local Delivery
Across the North West
Don’t see your town?
Tell us where you are — we’ll show cars and offers near you.
Bad Credit & Guaranteed Car Finance (UK)
Looking for bad credit car finance or guaranteed car finance in the UK? We work with a panel of lenders who regularly help customers with poor credit, no credit history, defaults or CCJs. Approvals are always subject to status and affordability checks.
- High approval rates with specialist lenders (subject to status)
- Bad credit car finance applications considered
- Guaranteed finance options (lender decision, T&Cs apply)
- No-deposit car finance available on selected vehicles
- Fast decisions — apply online or call 01772 971422
*“Guaranteed” refers to specialist products offered by lenders where eligibility criteria are met; final lending decisions are made by the lender.
How it works
Three simple steps to get you on the road:
- Apply online — soft search options available
- Choose your car — part-exchange welcome
- Collect the same day or arrange local delivery
Popular areas we serve
— Sarah, Kirkham
— James, Blackpool
It’s quick and may use a soft search. We’ll match you with the right lender.
Browse online, reserve, or pop in. We’ll value your part-exchange on the spot.
Drive away the same day in many cases — or arrange convenient doorstep delivery.
More areas we cover
Finance FAQ
Do you offer bad credit car finance?
Yes — we work with multiple lenders who consider applicants with poor or limited credit histories. Apply online or call 01772 971422 for help.
Can I get guaranteed car finance with bad credit?
We provide guaranteed finance options subject to status and affordability checks. Final decisions rest with the lender.
Can I part exchange my car?
Absolutely. We’ll give you a fair, competitive valuation and handle the paperwork.
Do your cars come with warranty?
Yes — every retail car includes our standard 12-month warranty, with upgrade options available.
Where are you based?
We’re in Kirkham, serving Preston, Blackpool, Lytham St Annes and the wider North West.