All types of credit accepted — good or bad. Family-run, AA Approved, and focussed on fast, friendly approvals so you can choose the right car with confidence.
Kirkham Part Exchange Centre supplies AA Approved used cars across Kirkham, Blackpool and the wider North West with flexible car finance — including bad-credit options, HP and PCP. Every car comes with a 12-month warranty and friendly advice from a family-run team.
We regularly help drivers in Kirkham, Preston, Blackpool, Lytham St Annes, Wesham, Warton, Freckleton, Poulton-le-Fylde, Fleetwood, Thornton-Cleveleys, Garstang, Lancaster and surrounding areas. Browse stock, get a quick decision online, and collect the same day — or ask about delivery.
The Supreme Court narrowed most compensation claims on historic car finance commission. The FCA still plans a targeted redress scheme with tighter eligibility. Here’s the simple breakdown for PCP/HP customers.
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On 7 August 2025, Paul Stanley and Dean Watson of Begbies Traynor (Central) LLP were appointed as joint liquidators of Trust Financial Planning Ltd. On 19 March 2025, Trust Financial Planning became subject to voluntary
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As firms prepare for the move to T+1 on 11 October 2027, we’re updating firms on our expectations and plans. Jamie Bell, the FCA’s interim head of capital markets, took part in a fireside chat with Richard Monks of EY a
🔗 Read moreWe help drivers right across Lancashire and the wider North West — from seaside towns like Blackpool and Morecambe to busy hubs such as Preston, Blackburn, and Chorley. Choose your town below to see local info and apply for car finance online.
Used Cars in Blackpool · Used Cars in Kirkham · Used Cars in Preston · Bad Credit Car Finance
Yes. We work with multiple lenders who consider a range of credit profiles. You can apply online for a quick decision — soft search options available.
HP is simple fixed monthly payments to own the car; PCP offers lower monthly payments with an optional final balloon. We’ll help you choose based on mileage, budget, and how long you plan to keep the car.
Yes. We can settle your existing agreement and sort your next car seamlessly.
We serve the whole North West including Kirkham, Preston, Blackpool, Lytham St Annes, Wesham, Warton, Freckleton, Poulton-le-Fylde, Fleetwood, Thornton-Cleveleys and more. Ask about delivery or same-day collection.
We can start with a soft search where available, so there’s no impact on your score unless you proceed.
Many customers collect the same day once approved. Ask the team and we’ll do the legwork.